The surcharging solution from UTA incorporates those rules.
Compliance with the rules is at the heart of UTA's surcharging feature.
Nonetheless, the possibility appears to have fired lawmakers' imaginations and led 18 states to propose banning card surcharging, according to the National Retail Federation.
Ten states--California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas--already ban surcharging.
Iowa continues to enforce its ban on
surcharging. Other cities, including New York and Chicago, are considering bans, but until an appeal on the California court case has been decided, the banks' lawsuits will continue to have a chilling effect on surcharge ban efforts, Mierzwinski notes.
Credit professionals should tread carefully before implementing the fee, but B2B transactions that involve credit cards might not be subject to a state's ban on
surcharging, depending on the text and definitions used by the state, many of which have included their
surcharging bans in bodies of law that legislative history says govern consumer credit transactions: