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Related to semiprecious stone: Gemstones

GEM (growing equity mortgage)

Mortgage in which annual increases in monthly payments are used to reduce outstanding principal and to shorten the term of the loan.


In numismatics, a high quality coin. These coins may be valuable as collector's items, though they are illiquid assets. It may also refer to the beauty of the coin regardless of quality.

growing equity mortgage (GEM)

A home loan arrangement in which the payments are increased each year by a specific amount,with the additional money credited to additional principal reduction. As a result, the loan is paid in full earlier than the normal amortization period.The FHA-
insured GEM program is called a 245(a) loan.

References in periodicals archive ?
Some of the most elaborate netsuke are inlaid with materials such as precious metals, semiprecious stones, shell and coral.
com), handcrafted dramatic pieces are constructed from pearls, Swarovski crystals and semiprecious stones such as the Egyptian scarab with smoky quartz ($625); and million-year-old amber from Colombia and enhanced with smoky quartz ($1,420).
Their label ' Peacock Bride' showcased wedding finery embellished with diamantes, feathers, intricate embroidery and semiprecious stones.
The park will also provide space for eight refugee women from Iraq, Lebanon, and Albania to sell for charity jewelries from beads and semiprecious stones.
The company specialises in the design and hand sculpting of jewellery including necklaces, earrings, bracelets, and rings, set with precious and semiprecious stones.
The temples of the new frames are handcrafted from specially designed acetates, which echo the stones' mineral hues, into which panels of the semiprecious stones are inserted for graphic effect.
It includes a golden diadem inlaid with colored glass and semiprecious stones that was found still on the head of the mummy when Howard Carter discovered Tut's tomb in 1922.
The collection, designed by London-based Dorothea Kanellopoulou, is filled with semiprecious stones, vintage brass bows and chains.
Everything looked masculine and square and I used curves and semiprecious stones and brought liveliness to silverware.
NEW designers Deb Gibsoand Jane Jones are exhibiting their jewellery using fresh water pearls, silver and semiprecious stones at theOurWhite Room art gallery iChurchside Arcade, Rugby.
Patchwork fabrics with floral motifs and satin are combined with semiprecious stones and Venini Murano glass cut in the form of stones or bird feathers.
The profusion of pendants, colored enamels and precious or semiprecious stones transform the pieces into works of art at a time when women received jewelry from their husbands as a dowry, and then wore them as symbolic expressions of their identity and social standing.