Gem

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Related to semiprecious stone: Gemstones

GEM (growing equity mortgage)

Mortgage in which annual increases in monthly payments are used to reduce outstanding principal and to shorten the term of the loan.

Gem

In numismatics, a high quality coin. These coins may be valuable as collector's items, though they are illiquid assets. It may also refer to the beauty of the coin regardless of quality.

growing equity mortgage (GEM)

A home loan arrangement in which the payments are increased each year by a specific amount,with the additional money credited to additional principal reduction. As a result, the loan is paid in full earlier than the normal amortization period.The FHA-
insured GEM program is called a 245(a) loan.

References in periodicals archive ?
Caption: Ernesto Neto, The Serpent's energy gave birth to humanity, 2016, cotton voile crochet, cotton voile knot carpet, bamboo, semiprecious stones, wood, leaves, apples, guitar, bongos, maracas, dimensions variable.
The headband of the crown features seven gems and semiprecious stones, the names of which spell the word "Alberta": amethyst, lazurite, bloodstone, emerald, ruby, topaz and agate.
A precious jewel It's not until you get close to the Taj Mahal that you can really admire the mastery of the craftsmanship and marvel at the semiprecious stones intricately interwoven in the marble.
It is mentioned that Pakistan has abundance of economically exploitable reserves of coal, rock salt, limestone and onyx marble, China clay, dolomite, fire clay, gypsum, silica sand and granite as well as precious and semiprecious stones.
Designers--who typically aren't afraid to mix and match--are also combining wood with other elements, including bamboo, shell, acrylic, marble, stone, semiprecious stones, mother of pearl, bone and parchment.
As long as I am using silver and semiprecious stones, I would continue expanding in jewelry.
It went on to become one of the first ateliers to pair diamonds with semiprecious stones -- a style that has since become one of the leading trends in jewelry design.
The Minister furthermore said the government has also planned to establish liberty for gems sector, besides to give training to youth in cutting and polishing of precious and semiprecious stones.
The Minister said the government has also planned to establish liberty for gems sector, besides to give training to youth in cutting and polishing of precious and semiprecious stones.
Horste works in semiprecious stones and organic gems such as jet, fossil ivory, shell and bone, as well as recycled materials.
Satellite data will be also used to explore deposits of precious stones and semiprecious stones, to assess cultivated land, to monitor emergency situations and to control border areas.
Most students used this technique to create rings adorned with semiprecious stones such as opals, simulated emeralds and aquamarine.