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A form accompanying an insurance policy that alters the policy's terms or coverage.


An amendment to a document, especially an insurance policy. More formally, it is called an endorsement. The insurance company may issue the rider to change the terms of coverage, or the policyholder may do so, especially to add a family member to the policy. Generally, riders increase coverage in exchange for higher premiums.


A rider is a modification to an insurance policy that typically adds a new coverage or higher coverage in return for higher premiums.

For example, you might add a rider to your life insurance policy to provide coverage for your spouse, or a rider to your homeowners policy to provide additional liability insurance for a specific event. Dental care and prescription insurance are typical riders on health insurance policies.


(1) An amendment or attachment to a contract. (2) Commonly used to indicate additional terms or coverages for standard insurance contracts.

References in periodicals archive ?
Several of the existing rides will be retired to make way for the new ride additions.
The game is an extension of the ride that puts park guests and folks at home together in real time.
Register and take part in one ride and you will receive a Sky Ride Local sports watch.
Injuries from smaller amusement rides located in malls, stores, restaurants and arcades are given less attention by legal and public health professionals than injuries from larger amusement park rides, yet our study showed that these smaller rides are an important source of injury, especially among young children.
Offering weekly rides for all abilities fitting around family and work commitments.
The ride was down for maintenance during the busy summer months of June to August 2002, and it recently required routine off-season maintenance before re-opening earlier this month.
So the coaster's engineers did calculations to ensure that each section of the track can help the train gain enough potential and kinetic energy to complete the entire ride.
She used to ride as a young adult, and she looks forward to getting back in the saddle every time the Harley group arrives.
Noll is surfing's Pollock, a macho, hard-drinking lug who was among the first to ride Waimea Bay, which he refers to, teary eyed, as his "gal.
Popular rides include the White Rim Trail, the Maze and a tour from Needles to Moab.
As the rides kicked off last summer, 18 buses with 900 riders from 50 nations stopped in 103 cities and covered 20,000 miles.
We offer trail rides about three times a week and usually take about seven campers at a time," Allen notes.