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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.
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The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

The Mortgage Encyclopedia. Copyright © 2004 by Jack Guttentag. Used with permission of The McGraw-Hill Companies, Inc.
References in periodicals archive ?
My card had a positive balance of Dh1,067 on February 1, and on February 2, they charged me overlimit fees, which is not correct.
Driven by the financial sector, Mauritius's positive balance of payments dynamic has enabled the country to accumulate relatively large foreign exchange reserves which reached a record high in March 2016 of $3.9 billion.
We have some of the best parts of the economy here, underpinned by a robust manufacturing and engineering sector that drives our exports to such an extent that we boast the only positive balance of trade in the country.
The October survey shows a positive balance of +18% companies reporting higher sales, compared with +17% in the June survey.
Paul Kehoe, airport Chief Executive Officer of Birmingham Airport, said: "As the only region in the UK to have a positive balance of trade with China we know how essential these talks are.
Chief executive o'cer Paul Kehoe said: "As the only region in the UK to have a positive balance of trade with China we know how essential these talks are.
Paul Kehoe > Mr Kehoe told MPs: "The West Midlands is the only region in the UK with a positive balance of trade with China, with our advanced manufacturing base leading the way.
The chairman of the National Bank added that in Q1, Kazakhstan's positive balance equaled $5.5 billion.
balance of the underground waters", - he said and added that they promised to preserve positive balance of Lake Sevan.
The domestic market has improved as companies report the first positive balance on UK sales since 2012 Q2.
The largest black bubble in 2012, labeled 3, represents those individuals who began in 2000 with a positive balance, decreased to zero in 2007, and then remained at zero in 2012.
The most positive outlook was in the south east of England where there was a positive balance of 14%.

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