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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.


The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

References in periodicals archive ?
That trend appears likely to continue towards the end of the year with a positive balance of 4% of firms planning to hire additional staff in the coming quarter.
9% of GDP), compared with a positive balance of EUR 1,826.
1 percent had a positive balance in 2000 and then zero in 2007 and 2012 (group 3).
A cash-flow system, or budget, is a means by which monthly cash inflows and outflows are forecasted and controlled to maintain a positive balance.
By contrast, in most states in which a majority voted for now President Bush, those states enjoyed a positive balance of payments: more was receiv ed from the federal government than was sent.
This positive balance of 16 per cent compares with 13 per cent in November and zero in October.
The latest CBI Distributive Trades Survey covering August 4 to 24 showed 87% of grocers reported a rise -- only 13 said sales were down; a positive balance of +74%.
If two S corporations merge, or combine in a C or D reorganization, a positive balance in one of the corporation's AAA offsets a negative balance in the other corporation's AAA.
The large cumulative deficit of $116 million at the end of 1991 was managed, and the county closed 1993 with a small positive balance.
Croatia runs a negative balance of trade in finished pharmaceuticals and a positive balance in raw materials.
e Wales Voice of Small Business Index found that in the rst three months of 2015 a positive balance of 18% of SME owners questioned in Wales anticipated improved trading.
The region is the only one in the country to consistently have a positive balance of trade in exports, a distinction the Chamber is hoping to boost with five-year contract with UK Trade & Investment.

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