44 states have laws protecting the policies
from creditors' claims, such as lawsuits, that can wipe out bank accounts, mutual funds, and brokerage accounts.
Holding: This court finds that the Colorado Supreme Court would reasonably decide, based on existing case law, that A has an insurable interest in the employees insured under the P policies
One published report says approximately 25 percent of key-person policies
can be sold to institutional investors in the secondary market.
Departing executives or business owners, making policies
Since the persistency of policies
included in a life settlement pool typically is 100%, with the investment vehicle paying the premiums required, the issuing insurance company's profitability is likely to be impacted negatively.
Heterosexist biases in social welfare policy frameworks exist in at least three ways: through policies
that explicitly target LGBT individuals as abnormal or deviant, such as policies
that defend the institution of heterosexual marriage; through federal definitions that assume all families are heterosexual, thereby implicitly leaving out LGBT individuals and families; and through policies
that overlook LGBT poverty and social need due to stereotypes about LGBT communities being affluent.
can define your communication philosophy (e.
When was the last time you checked your insurance policies
to make certain all of the individuals and other legal entities that should be shown as Named Insureds are correctly listed?
and a list of all policies
with key terms will be generated.
The lack of coherence and integration of the policies
and legislation that provide for career counseling at governmental levels reflects what has been called an uncoordinated mosaic of efforts (Herr, 1991) rather than an integrated agenda of legislative initiatives directed to addressing career needs of populations across settings and across the life span.
If you help clients assess the risk associated with purchasing different policies
, you need to look at three key centers of expenditure that can affect premium prices or the policy's cash value: mortality charges, company expenses and sales load.
SNIA defines storage-related policies
as "the measurable, enforceable, and realizable specification of methods, action and/or desired states that meet service requirements in an storage-based information infrastructure.