participation

(redirected from participations)
Also found in: Dictionary, Thesaurus, Medical, Legal.

Participation

The amount of loan or bond issue taken directly from another direct lender or underwriter.

Participation

A very large loan made by more than one lender to a single borrower. A participation loan exists when the lenders have a legal limit on the maximum amount they may lend.

participation

see EMPLOYEE PARTICIPATION.

participation

The practice of a lead lender selling portions of a loan to other lenders, called participants. It may be done because the loan is larger than the regulatory limits for the lead lender, or because the loan is very attractive but rather risky, so several lenders will pool their efforts and spread the risk.FDIC regulations that went into effect on January 1,2002,dramatically changed the structure and accounting for many participations. Formerly, lead banks could agree to repurchase a bad loan from a participant. As a result, it was easier to sell shares to other banks because the participants had no risk.Today,such a repurchase agreement will cause the transaction to be treated as a loan from the participant to the lead,rather than a sale,with the result that the lead may be in violation of banking regulations regarding loan size.

References in periodicals archive ?
"While we strongly oppose NCUA's proposed changes to the rule, we do believe NCUA should extend existing rules regarding loan participations to FISCUs," NAFCU wrote.
NASCUS agreed with NCUA that some material risk with loan participations exists, but it argued the agency failed to make a convincing case that it's the best means to mitigate that risk, especially considering its impact on dual chartering and state law.
NASCUS wrote that "preempting state law and homogenizing the system is not the best regulatory response to possible systemic risk related to loan participations."
"That carries a higher rate of return than debt," said Kane, "so the city in its cash flow participation got more than if we had gotten a conventional loan."
The Empire lease securitization and the hotel loan through Union Life, were accomplished with the participation of the city's Industrial Devolopment Agency (IDA).
Nilsson and Svensson (2012) suggested that awareness information on participation can support participation and learning in online learning communities.
The matrix shown in Table 1 organizes the design implications and directions for a visualization tool on online participation according to the theoretical foundations (i.e., concept of online participation, awareness information and information visualization).
This study attempted to visualize the online participation with critical measures considering the concept of online participation in collaborative online learning communities, which was suggested in this study, to overcome the limitations of previous research.
The lack of credibility, the absence of diversity, the weak political content and the strictly conditioned political freedoms are all factors that will tangibly affect the rates of youth participation in this election.
Now the real question becomes whether there is an actual political will to raise the levels of youth political participation and civic engagement?
This term has often been used interchangeably with workplace democracy or worker participation; therefore, it is imperative for us to make some terminological clarification.
It is necessary to tackle the problem of conceptualization of "workers' participation" from three inter-related perspectives: the extent of involvement, the level in the organization at which it occurs and the form it takes (Ahiauzu, 1999).

Full browser ?