It was clear from the amounts of money that were going into the practice from the health service and the amounts of money that were going out of the practice on legitimate expenditure, the practice should not have been overdrawn
," said Ms Lewis.
DLAs have recently come under scrutiny from HMRC, and in particular the practice known as 'bed and breakfasting,' where loans are repaid prior to the nine month deadline to avoid the tax charge, only to be redrawn shortly afterwards.
Sharon Ariana Reilly added: "I've been overdrawn
a few times - the amount of money they charged me for this was bad.
Customers who do not opt in for overdraft protection may have one-time debit card transactions or ATM withdrawals declined if their account is overdrawn
But the figures are an improvement on when the same research was carried out 12 months ago, when 17% of people said they were permanently overdrawn
Originally, Blaine said, the idea was to call certain good customers if their accounts were overdrawn
and have them come in and make a deposit so that it could be handled without embarrassment.
Earlier this month Royal Bank of Scotland, which also offers current accounts under its NatWest brand, announced it was slashing fees for returning bounced cheques and standing orders from Au38 to Au5, while fees for paying for goods while overdrawn
have been halved from Au30 to Au15.
They with drew the pounds 200, making Miss Payne overdrawn
, and took away her bank card until the money could be repaid.
She added that employees would be refunded any charges if their accounts were overdrawn
or if they breached their overdraft limit as a result of the problem.
About 71 per cent of people aged between 18 and 29 have an overdraft facility, with the average person going overdrawn
by pounds 656, while 21 per cent go more than pounds 1,000 into the red, according to price comparison website uSwitch.
That said, the authority of Gibbon is often overdrawn
In a move aimed at helping consumers fend off high fees for overdrawn
checking accounts, the Federal Reserve and other financial institution regulators announced publication of a new brochure, Protecting Yourself from Overdraft and Bounced-Check Fees.