Net Interest Margin

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Net Interest Margin

A measure of the return on a company's investments relative to its interest expenses. The net interest margin helps a company determine whether or not it has made wise investment decisions. A negative net interest margin indicates that interest expenses exceed investment returns and that the company therefore has a net negative return. A positive net interest margin indicates the opposite. It is calculated thusly:

Net interest margin = (Investment returns - interest expenses) / Average earning assets.
References in periodicals archive ?
Categorical NIM also significantly predicted the overall survival (p < 0.005; see Figure 2).
Further, we find that the difference in the GDP correlations of asset income and funding costs is magnified among small banks by the relatively high magnitude of the weights with which these correlations contribute to the overall correlation of NIM with GDP.
In quieter moments, Nim loves to settle down with the latest
This study analyzes why NIMs cluster through a two-part examination into NIMs, including: (1) an empirical analysis of clustering versus non-clustering NIMs established between January 1, 1990 and December 31, 2009; and (2) four in-depth case studies of well-populated urbanized NIM clusters.
K Paul had visited Kedarnath last week and presented NIM staff with packets of sweets which were to be distributed on Republic Day.
"We do not see a short-term turnaround in the fundamental story as we expect the NIM to decline in 2015, loan growth to remain similar to current levels but with increased downside risks, and provisioning to be on an increasing trend.
NCB Capital has reduced its NIM estimate due to increasing competition as it expects a 9bps decline in margins from a previous estimate of flat NIMs.
O nim (Azadirachta indica) e uma das plantas mais estudadas em todo mundo e, devido a suas caracteristicas inseticidas sobre diferentes grupos de artropodes, tem-se avaliado sua aplicacao sobre insetos-praga (MARTINEZ, 2002).
17 April 2012 - Omnicom Media Group (OMG), the media services unit of US marketing and communications major Omnicom Group Inc (NYSE:OMC), said it had entered into a definitive agreement to buy Chinese digital agency NIM Digital.
Featuring interviews with his carers, Project Nim is an absorbing and illuminating documentary that, despite some heartbreak in the last half, brims with humanity and comes with some priceless humour.