Mutualization

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Mutualization

A change of a company's structure to one in which the company's owners are also its clients. That is, once mutualization occurs, the company's profits are distributed to its participating customers each year in proportion to their individual exposures to the company. Many insurance companies are structured as mutual companies, meaning that policyholders have the right to receive portions of the company's profits, and often may elect the company's management. Savings & loan associations are also commonly structured as mutual companies. See also: Demutualization.
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The British Insurance Brokers' Association (BIBA) "believes this vote by MIB members to mutualize motor terrorism risk is absolutely the right thing to do," said Graeme Trudgill, BIBA executive director.
At the same time, however, clearing facilities often concentrate and mutualize risk.
the mco establishments of ght lman mont blanc are: alpes lman hospital center (chal); lake geneva (hdl) hospitals; hospitals of the mont blanc region (hpmb) .D- manage, ensure and guarantee the quality and safety of the flows.E- mutualize an internet access.