loan pool

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6 February 2014 -- Alabama US-based Regions Bank (NYSE: RF) said it exceeded its Alabama economic development loan pool commitment for 2013 and will expand its loan pool commitment in 2014.
Until now, risk-based bank capital rules required that a bank maintain at least eight percent of capital against the entirety of a commercial real estate loan pool, even if the bank had sold a senior interest in the loan pool and retained only a junior interest, with no ongoing credit support for the senior interest sold.