From my side, it's very simple - the washing machine I'm carrying symbolises the heavy hidden load
many people carry and stay quiet.
If you have a Santander, RBS, NatWest, Halifax or Lloyds card, then not only do they add a hidden load
to the exchange rate, they also charge a fee of between PS1 and PS1.
Mechanical engineers such as me call this the hidden load
or the latent load (as in latent defect or hidden defect), and our heads explode when we try to explain this problem to the indoor air crazies who think that only dilution is the solution to indoor pollution.