Gem

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GEM (growing equity mortgage)

Mortgage in which annual increases in monthly payments are used to reduce outstanding principal and to shorten the term of the loan.

Gem

In numismatics, a high quality coin. These coins may be valuable as collector's items, though they are illiquid assets. It may also refer to the beauty of the coin regardless of quality.

growing equity mortgage (GEM)

A home loan arrangement in which the payments are increased each year by a specific amount,with the additional money credited to additional principal reduction. As a result, the loan is paid in full earlier than the normal amortization period.The FHA-
insured GEM program is called a 245(a) loan.

References in periodicals archive ?
There's no evidence of the well-timed riposte or gemlike anecdote about the famous at parties.
"All the hard work is worth it 10 times over when we find a gemlike Adam.
"Blue and warm in laughter, (they) can harden to a gemlike intensity that has its measure of ice.
The faun in the Getty picture is consoled as his wife approaches him with two of the gemlike infants Cranach painted so winningly: a tress of her hair wafting pudently across her abdomen, her torso aslant as she carries one child on her hip and leads the other by the hand.
In a gemlike poem Reznikoff catches the emotional tenor of the quandary in which he and others found themselves:
Bayat Nomad Gaminchi, a leading maker of traditional Persian rugs, has shocked visitors with a product line that abandons the deep, gemlike colours associated with the medium, in favour of light pastels, beiges, and pinks.
(45) However, as Laity has observed, this 'gaze' can be appropriated by women, and manifests itself in a variety of 'trace images' that represent the object of desire: 'whiteness, crystal, marble statuary, the burning "hard gemlike flame," or the transparently veined white body' (p.
Under the gemlike post-storm sky--its startling light outlining every object on earth and every aspect of nature as if with a yellow Hi-Liter-the river's rocky shore evidenced what Helga had spit up: all manner of wood and Styrofoam, plastic bottles and polypropylene bags, pieces of glass too early in their lives to be sea glass, and condoms, lots of condoms, presumably used.
But mostly, it is like itself: one of Marshall's gemlike haikus.
"When you couple its gemlike qualities with its translucence and the depth of color and iridescence you can add, glass becomes a great complement to other materials in the bathroom environment like wood, stone, and, of course, metal fixtures."
Theft is aligned with singular objects--the Moonstone itself and perhaps even the gemlike maxims that Betteredge plucks from what is, after all, not just a novel, the linear narrative of a life, but Robinson Crusoe, a foundational text for the genre.
Coloured gemlike pebbles, that flashed Within the shifting sands.