flat loan

Flat Loan

A loan without interest. Investors who borrow securities for short sales often provide flat loans to lenders as collateral for borrowed securities. Personal loans are also commonly flat loans. In Islamic finance, flat loans are the only loans directly allowed.

flat loan

A loan without interest to the lender. A firm lending securities for a short sale is often compensated by the borrowing firm with a flat loan. Thus, the lending firm has use of the funds without charge.
References in periodicals archive ?
Summary: Small improvements in profits and flat loan growth expected
6 per cent year-on-year, on the back of flat loan growth.
In other words, bureaucrats would like to set a high, flat loan rate for everyone.
The firm said that it is targeting flat loan growth of between eight per cent and nine per cent for the financial year ended June 30, 2016.
flat loan book in H1 2014 compares unfavourably with the 5.
Commercial International Bank, Egypt's biggest lender by market value, said stronger revenues and improved margins helped drive a 28% rise in second-quarter net profit despite flat loan growth.
5% to a four-month low after a mainland newspaper reported flat loan growth for the first two weeks of May by the country's "Big Four" state-owned banks, adding to concerns about an economic slowdown following weak data last week.
Average loans to other banks and associations in the Farm Credit System were essentially unchanged, reflecting relatively flat loan demand at the producer level of the U.
Balance sheet: approximately flat loan portfolio (+1% QoQ) and a 5% deposit outflow, in line with our expectations.
Loans from the Icelandic State Flat Loan Fund increased by 23% from 2000 to 2001, reports the Icelandic newspaper Morgunbladid.
A particular sore area was Malaysia, where flat loan demand and lower margins squeezed profits to pounds 60.
Furthermore, the company has not wavered from its conservative underwriting standards, which has caused the company to experience relatively flat loan growth, although excellent credit quality.