employers' liability insurance

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Employer's Liability Insurance

Insurance that protects an employer from damages from a lawsuit resulting from an injury due to the employer's negligence. It does not cover lawsuits resulting from discrimination, wrongful dismissal and so forth. Employer's liability insurance is required in some jurisdictions and may be rolled in with a worker's compensation policy.
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employers' liability insurance

INSURANCE which employers are required by law to take out in order to cover their employees against injury or death at work.
Collins Dictionary of Business, 3rd ed. © 2002, 2005 C Pass, B Lowes, A Pendleton, L Chadwick, D O’Reilly and M Afferson
References in periodicals archive ?
She said: "We discovered at 4.20pm on Friday that the employers' liability insurance hadn't been paid.
That would involve workers' compensation or employers' liability insurance."
A quarter of small businesses in Wales could face legal action as theywere unaware that temporary workers and sub-contractors must be covered under statutory Employers' Liability insurance - risking heavy fines of up to pounds 2,500 a day by failing to provide cover.
Employers' liability insurance is already a sensitive area.
The Huddersfield-based Mid Yorkshire Chamber of Commerce wants the Government to help companies improve their health and safety policies - and cut the amount they pay in employers' liability insurance premiums.
THE Government yesterday announced a series of measures to help businesses in the face of the spiralling cost of employers' liability insurance. The proposals include working with the insurance industry to create risk-related premiums to reward firms with good health and safety records, to giving firms more time to shop around for the most competitive cover.
Employers' liability insurance (ELI) has risen by as much as 1,500 per cent over the past year for some companies, according to Patricia Hewitt, the secretary of state for trade and industry, although the average increase has been 50 per cent.
The Certificate of Insurance should also indicate that the organization carries Workers' Compensation and Employers' liability Insurance in accordance with the laws of your state.
* Part-time domestic employees, agricultural workers and emergency relief workers and others can also obtain workers' compensation and employers' liability insurance coverage by agreement between their employer and an insurance carrier.
Employers' liability insurance is a legal necessity - failure to have it can result in fines of PS2,500 for each day you are not properly insured.
BOSSES are being warned about an important change regarding Employers' Liability Insurance.
It has also brought forward the creation of an Employers' Liability Insurance Bureau, funded by the insurance industry, which will provide a source for future personal injury claims.

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