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Copyright © 2012, Campbell R. Harvey. All Rights Reserved.


GOST 7.67 Latin three-letter geocode for Armenia. The code is used for transactions to and from Armenian bank accounts and for international shipping to Armenia. As with all GOST 7.67 codes, it is used primarily in Cyrillic alphabets.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved

Adjustable rate mortgage (ARM).

An adjustable rate mortgage is a long-term loan you use to finance a real estate purchase, typically a home.

Unlike a fixed-rate mortgage, where the interest rate remains the same for the term of the loan, the interest rate on an ARM is adjusted, or changed, during its term.

The initial rate on an ARM is usually lower than the rate on a fixed-rate mortgage for the same term, which means it may be easier to qualify for an ARM. You take the risk, however, that interest rates may rise, increasing the cost of your mortgage. Of course, it's also possible that the rates may drop, decreasing your payments.

The rate adjustments, which are based on changes in one of the publicly reported indexes that reflect market rates, occur at preset times, usually once a year but sometimes less often. Typically, rate changes on ARMs are capped both annually and over the term of the loan, which helps protect you in the case of a rapid or sustained increase in market rates.

However, certain ARMs allow negative amortization, which means additional interest could accumulate on the outstanding balance if market rates rise higher than the cap. That interest would be due when the loan matured or if you want to prepay.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.


See adjustable-rate mortgage.
The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.


See Adjustable Rate Mortgage.

The Mortgage Encyclopedia. Copyright © 2004 by Jack Guttentag. Used with permission of The McGraw-Hill Companies, Inc.
References in periodicals archive ?
The other types of elephantiasis require lifelong care during episodes of acute inflammation or infection, but surgery has no role in their care.The Health ministry has a dedicated department of Neglected Tropical Diseases headed by one passionate Dr Sultani Matendechero.
The Elephantiasis (Lymphatic Filariasis) (Infectious Disease) pipeline guide also reviews of key players involved in therapeutic development for Elephantiasis (Lymphatic Filariasis) and features dormant and discontinued projects.
The term 'elephantiasis' describes an elephant-like appearance or overt enlargement of the legs, arms, or vulva.[3] Lymphedema manifests as soft-pitting edema in the affected tissues that results in a local inflammatory response, which finally leads to nonpitting edema.
Elephantiasis nostras verrucosa: swelling with verrucose appearance of lower limbs.
King, "Penile and scrotal elephantiasis caused by indolent Chlamydia trachomatis infection," Urology, vol.
This 14-year-old female patient had stage III lymphedema including fibroses (elephantiasis) of the left lower limb, mental disability, motor difficulties, and impaired speech and sight.
A case of scrotal elephantiasis 30 years after treatment of penile carcinoma.
Case 2 failed to receive the correct diagnosis and treatment, which caused her skin to gradually deteriorate and even led to elephantiasis. The elephantiasis-like symptom caused by congenital defects of lymph system accounted for 10%, whereas 90% may be attributed to filariasis, local infection, trauma, and tumor resection.
Prince Faisal bin Salman has taken special interest in the case of an Asian expat suffering from elephantiasis for several years, which requires that he receive medical care at a specialist hospital.
It's also the standard treatment for infection by a microfilarial worm that can cause elephantiasis, a grotesque swelling of the lower limbs.
The face was hardly recognisable as a face for it was disintegrating before your eyes, suffering from a severe case of elephantiasis: a swollen mass of raw meat and fatty tissue."
But he insists he is suffering from elephantiasis, most commonly caused by a tropical parasite.