dissaving

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Negative Saving

A situation in which the persons in an economy save, in the aggregate, less than they spend. For example, suppose a small economy exists in which the people spend in total $1 million, but only manage to save $800,000. This economy has negative savings. By its nature, negative saving requires an economy (though not necessarily the government) to take on debt.

dissaving

the excess of current CONSUMPTION expenditure over current DISPOSABLE INCOME, the difference being met by HOUSEHOLDS drawing on their past SAVING. See SAVINGS SCHEDULE.
References in periodicals archive ?
Public savings have been abysmally low in our country as the government has proved to be a major dissaver. Huge fiscal deficits have been incurred by the government on account of its low tax collection and high current expenditures.
Impact of integration with the global capital market on catching-up economies The impact of foreign capital inflows on emerging economies depends on the recipient country being a net saver or a net dissaver (Feldstein and Horioka, 1980; Johnson, 2009).
Their prediction, cushioned by plenty of caveats about the sensitivity of very long-range forecasts, is that private pensions will move from a major contributor to national savings to a net dissaver by roughly 2025.
The lowest rural income group is a dissaver as 28.6 percent dissaving is reported by this group.
Of course, government, especially the federal government, is actually a dissaver, because it borrows.
Pakistan is one of the few developing countries where the Government is a net dissaver, i.e.
Table 4 shows that the rural lowest income group is a net dissaver of 28.6 percent of its income while the other three groups are savers as the low income group saves 2.9 percent, middle income group 21.7 percent, and high income group 57.7 percent of their total incomes.
Table 4 shows that the rural lowest income group is a net dissaver of 28.6 percent of its income while the other groups are the savers as the low income group saves 2.9 percent, middle income group 21.7 percent, and high rural income 57.7 percent of their total incomes in 1989-90.
Estimates in Equations (4) and (5) show that the public sector is a dissaver sector of the economy.
But as the dependency ratio keeps rising, the capital stock eventually starts to fall with the diminished number of savers as opposed to dissavers. The combination of movements in the capital stock and labor supply leads to an inverted-U shape in the capital-labor ratio that tops out around 2050 and converges to a level still much higher than that in 2014.
However, these results are less consistent with the life cycle hypothesis (LCH) because it is found that household members aged 18 to 60, who should be "savers" as the LCH predicts, are "dissavers" in most regions.
In any year, some households are savers and others, especially retirees, are dissavers that use past saving to finance current consumption.