disposable income

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Disposable income

The amount of personal income an individual has after taxes and government fees, which can be spent on necessities, or non-essentials, or be saved.
Copyright © 2012, Campbell R. Harvey. All Rights Reserved.

Disposable Income

A person's income after he/she has paid taxes. Disposable income determines what sort of lodging one can afford, how often one can go out to eat, how much one can save, etc. A negative disposable income indicates that an individual is borrowing in order to cover his/her expenses. A country's average disposable income is an important indicator of economic health.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved

disposable income

Aftertax income, calculated quarterly, that consumers have available for spending or saving. Economists view changes in disposable income as an important indicator of the present and future health of the economy. See also personal income.
Wall Street Words: An A to Z Guide to Investment Terms for Today's Investor by David L. Scott. Copyright © 2003 by Houghton Mifflin Company. Published by Houghton Mifflin Company. All rights reserved. All rights reserved.

disposable income

the amount of INCOME which a person has available after paying INCOME TAX, NATIONAL INSURANCE CONTRIBUTIONS and PENSION contributions. The amount of a person's disposable income has an important effect on the ability to buy products.
Collins Dictionary of Business, 3rd ed. © 2002, 2005 C Pass, B Lowes, A Pendleton, L Chadwick, D O’Reilly and M Afferson

disposable income

the amount of current income available to HOUSEHOLDS after payment of personal INCOME TAXES and NATIONAL INSURANCE CONTRIBUTIONS.

Disposable income may be reduced further where households enter into long-term contractual payments such as PENSION contributions and MORTGAGE payments. Disposable income is an important determinant of the level of CONSUMPTION expenditure and SAVING in the economy. See CONSUMPTION SCHEDULE, SAVINGS SCHEDULE.

Collins Dictionary of Economics, 4th ed. © C. Pass, B. Lowes, L. Davies 2005
References in periodicals archive ?
Although many of the 3,000 respondents cited a lack of confidence in their disposable income levels, there was also a marginal increase in discretionary spending, up one percentage point (to net minus five per cent), though spending in essential categories has fallen three percentage points to 10 per cent.
A disposable income is the amount of money that households have available for spending and saving after taxes have been deducted.
By 2016, retired households receiving a private pension had disposable income that was 1.6 times higher than households that were not.
The statistics mean that in 2015 Wales saw the third highest increase in disposable incomes of all the UK countries and English regions.
They show that average disposable incomes in Wales are growing faster than the UK average and that our work to support families across Wales is making a real difference to people's lives.
WALES is the only part of Great Britain in which disposable income in every area of the nation is below the UK average, according to latest figures released yesterday.
Saudi Arabia was rated the best for expats to go to increase savings, third in terms of luxuries they can expect to own, fifth for disposable income and 13th for salaries.
Their propensity to spend their disposable income (after-tax income) gives a clear indication of this.
The OECD questionnaire provides information on aggregate poverty rates for all ten OECD countries, and data from the Luxembourg Income Study (LIS) files provide, in addition, a breakdown between market and disposable incomes and a breakdown by various social groups, which are not available in the OECD data set.
A depressed level of consumer confidence and a decline in real disposable income had contributed to sluggish consumer spending.
It means disposable incomes have now declined for four quarters in a row, marking the longest period of negative growth since the end of 2011.
Think-tank Resolution Foundation says disposable incomes are higher than those from the ONS if you look at the size and make-up of homes.