He says: "We are positioning ourselves toward very strongly advocating the disintermediated
model of public finance and PPP financing, creating all the elements and using all the existing tools in order to give life to this model, which we believe for the time being to be the only one viable for channeling vast needed funds into infrastructure projects."
Not just employing well under half of today's headcount, as many manual tasks are either automated or disintermediated
, but also employing very different profiles, even professions, under a new talent model.
Tom Nodine of KPMG was quoted in the study as saying, "The incumbent insurance companies are now in an epic race to transform themselves to avoid being disintermediated
by new digital competitors.
Numerous internet-based retail innovations have been launched across the world especially in the US, with disintermediated
shopping services such as Google Express Shopping and Instacart.
and don't learn how to become far more innovative much more quickly, we run the risk of being disintermediated
by those that can run faster."
Those whose value propositions still revolve around shopping for products and services are simply waiting to be disintermediated
. They will be disrupted as surely as Uber is disrupting the taxi industry.
In addition, over the long term there is a risk that hardware-based POS devices could be disintermediated
by alternative payment technologies, although the market tends to adopt new solutions at a gradual pace.
The legal industry has disintermediated
into a similar type of supply chain with choices including an array of LPOs and third party vendors in a variety of aspects of litigation support.
So to solve this problem, funding is now being disintermediated
. Using platforms like Kickstarter, companies and individuals create campaigns to get customers to pay in advance for products that appeal to them, and then they use the funds as working capital to create and deliver the products.
search may be convenient, complex research problems are never going to be resolved as well solely by a search engine as they will by intermediation by an information professional.
If insurers don't embrace the changing times that connected cars present and represent, they risk being disintermediated
by third parties that are more skilled in analyzing the vast amount of data that connected cars generate.
As the marketer is increasingly disintermediated
, it will become increasing important for marketers to recognize the primary role that the consumer's VPSA plays in the marketing game and adjust their marketing efforts accordingly.