discretionary income


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Discretionary income

The amount of income a consumer has available after purchasing essentials such as food and shelter.

discretionary income

Individual income that is not allocated to expenditures for necessities such as food and shelter. Increasing amounts of discretionary income are especially favorable for the prospects of firms that sell luxury or leisure items and services.
References in periodicals archive ?
The income-based repayment amount is 15% of discretionary income, and pay as you earn is 10%.
The gap between the level of discretionary incomes in London and those in the rest of the UK has narrowed slightly, from nearly 37% a year ago to just under 36%.
Families had PS146 a week of discretionary income last month, meaning they were PS1 a week better off than a year ago but compared with November 2010, they are still PS12 a week worse off.
Discretionary income is calculated as the income left over after paying for basic household expenses.
This, combined with weak earnings growth, is putting downward pressure on discretionary incomes.
It is as clear as day that there will be too few people with the discretionary income to lodge in these up-market caravansaries.
appears to be taking its commitment to Logo seriously with the idea that there is an untapped market and an audience with a lot of discretionary income.
Still, consumers continue to spend despite a reduction in discretionary income.
Not only do they have discretionary income, but they are developing spending habits that will continue after college.
That allows producers to pay down debt, increase capital spending and enjoy a good deal of discretionary income.
Healthy gains in real household income will boost discretionary income.
The Service has indicated its intent to deny exclusions for gifts to holders of Crummey withdrawal powers when (1) the powerholders have no beneficial interest in the trust other than their withdrawal powers; (2) the powerholders hold only contingent remainder interests or discretionary income interests; or (3) the facts and circumstances indicate a prearranged understanding that the powerholder will not exercise his or her withdrawal power.