delinquency rate

delinquency rate

The number of loans with delinquencies divided by the total number of loans; also calculated alternatively as the total principal balances of loans with delinquencies divided by the total principal balances of all loans.Commercial lenders look at historical and current delinquency rates for differing types of properties—apartments,office buildings,warehouses,and others—as part of the analysis for the interest rates and terms they will offer on a particular loan.

References in periodicals archive ?
Release date- 13082019 - The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.53 percent of all loans outstanding at the end of the second quarter of 2019, according to the Mortgage Bankers Association's (MBA) National Delinquency Survey.
New York: Fitch Ratings said the US commercial mortgage-backed securities (CMBS) delinquency rate is expected to finish 2018 between 2.25% and 2.75%.
The CMBS loan delinquency rate fell to 3.95 percent in June, a decrease of 17 basis points from May, and 94 basis points lower than the beginning of the year, according to Trepp, a CMBS loan analyst.
Conversely, the 90+ day non-mortgage account delinquency rate dropped to 2.72%, down nearly 1.5% from one year prior.
The delinquency rate rose 1 basis point from last year and stood at 75 basis points, the agency said.
The commercial mortgage-backed securities (CMBS) delinquency rate held steady in April, increasing just 1 basis point to 4.23 percent, reported Trepp LLC, New York.
The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 4.77 percent of all loans outstanding at the end of the fourth quarter of 2015.
The delinquency rate, or rate of mortgage loan payments 90 or more days delinquent, also decreased.
"Delinquency rates continued to improve, with the overall ninety-plus day delinquency rate falling to 4.5 percent, the lowest it has been since early 2008," the New York Fed reported.
The delinquency rate spiked in the third quarter of 2012; 11 percent of former students are now more than 90 days late on their loan payments.
The delinquency rate in such cases is "higher-than-portfolio average delinquency rates", said the report.
We employ multivariate regression analysis to explain variations across jurisdictions and over time in the property tax delinquency rate. While our regression model includes a number of variables that might explain variations in the delinquency rate, we pay particular attention to the number of allowable installment payments.