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CD (1)

CD (2)

The two-character ISO 3166 country code for CONGO, THE DEMOCRATIC REPUBLIC OF.
Copyright © 2012, Campbell R. Harvey. All Rights Reserved.

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved


Wall Street Words: An A to Z Guide to Investment Terms for Today's Investor by David L. Scott. Copyright © 2003 by Houghton Mifflin Company. Published by Houghton Mifflin Company. All rights reserved. All rights reserved.

Certificate of deposit (CD).

CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC).

You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.

However, rates can vary significantly from bank to bank. You usually face a penalty if you withdraw funds before your CD matures, often equal to the interest that has accrued up to the time you make the withdrawal.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.


See certificate of deposit.
The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.
References in periodicals archive ?
The compact disk is narrated and features closed captioning.
Randy Collins, owner/manager of Changes, a Thunder Bay retailer of compact disks and cassettes, says he has utilized the Lift system since Changes first opened its doors about two years ago.
In the May Health Physics, the physicists describe exposing compact disks made from polycarbonate plastic to known quantities of radon.
Semiconductor lasers serve as the most compact, inexpensive sources of light available for use in such products as compact disk players and laser printers.
-- Marquis Publications, a digital imagery creator and distributor, has released of a new series of low-cost, royalty-free stock photography compact disks. "These images are ideal for brochures, Web sites, print advertising layouts, reports, presentations, newsletters, lithographed display material, book design and Web advertising," according to Marquis owner Marques Vickers.
Agora, which publishes interactive computer versions of how to books and downloads them onto compact disks and the Internet, committed to 1,624 SF.
As part of a series of multimedia resources providing relevant information on important topics facing education leaders today, this booklet and accompanying audio compact disks focus on how extended learning programs and services after school can ensure that all students meet academic learning standards.

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