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Insurance Claim

A document or request filed by a policyholder stating that an insured event has occurred and that the insurance company should provide coverage. For example, if a person has health insurance and breaks his leg, he must file an insurance claim in order for the insurance company to pay for some or all of the medical expenses. Depending on the policy, a third party may or may not be able to file an insurance claim on behalf of a policyholder.


You file an insurance claim when you send your insurance company paperwork asking the company to pay for any of the expenses your policy covers.


A demand, as of right.

References in classic literature ?
Was it not natural that I should assume that you would expect me, who alone has claimed you for the Dance of Barsoom for at least twelve times past?
calculate the exact amount of the claimed overpayment).
Through geotechnology and telematics, an adjuster can see through recorded time stamps that the claimant was not involved in a particular pileup as claimed.
In view of the potential liability arising from injuries claimed to have been caused by lead, a number of insurance companies have now added lead exclusions to their policies.
Horowitz took about the same amount of time to achieve another settlement in a property and business interruption claim, this one involving the well-publicized anthrax poisoning case in October 2001 that claimed the life of a photo editor at American Media publishing in Boca Raton, Fla.
Some companies that manufacture masks have been sued by plaintiffs who claimed the masks failed to protect them from mixed dust.