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Insurance Claim

A document or request filed by a policyholder stating that an insured event has occurred and that the insurance company should provide coverage. For example, if a person has health insurance and breaks his leg, he must file an insurance claim in order for the insurance company to pay for some or all of the medical expenses. Depending on the policy, a third party may or may not be able to file an insurance claim on behalf of a policyholder.


You file an insurance claim when you send your insurance company paperwork asking the company to pay for any of the expenses your policy covers.


A demand, as of right.

References in classic literature ?
It's in spots, but I wouldn't be none surprised if some of them claims yielded as high as fifty thousand.
The best policy, he suggested, was to withdraw their claims and make a settlement.
But Gray could never forget that he had seemed to be, for a time, so close to the golden prize; and seven years after he had been set aside by the Western Union agreement, he reappeared with claims that had grown larger and more definite.
His ruling passion of imitation, apparently, was not diminished by the loss of his telephone claims, as he came to public view again in 1903 as a trailer of Marconi.
On the 22d of June he sold his dog--said 'Dern a dog, anyway, where you're just starting off on a rattling bully pleasure tramp through the summer woods and hills--perfect nuisance--chases the squirrels, barks at everything, goes a-capering and splattering around in the fords-- man can't get any chance to reflect and enjoy nature-- and I'd a blamed sight ruther carry the claim myself, it's a mighty sight safer; a dog's mighty uncertain in a financial way- -always noticed it--well, GOOD-by, boys--last call--I'm off for Tennessee with a good leg and a gay heart, early in the morning.
I saw him an hour ago-- he's off for Tennessee early tomorrow morning--as usual; said he calculated to get his claim through and be off before night-owls like me have turned out of bed.
He is as well acquainted with his own claims, as you can be with Harriet's.
Handing these tasks to outsourcing partners who specialize in them can give an immediate lift in results while boosting the productivity of an insurer's retained claim staff who can concentrate on higher-value work.
It applies to any civil rights claim as well as to a broad spectrum of employment-related claims, including any employment-related legal claim under federal, state, common or local law This includes cases of age, gender or racial discrimination.
In other instances, a taxpayer will file a protective claim that specifically describes the grounds on which the taxpayer believes it is entitled to a refund, even though it cannot provide supporting information.
Missing phone numbers, signatures or Social Security numbers will often cause a claim to be delayed or rejected.
As long as your camp maintains continuous claims-made liability insurance and the retroactive date is not changed, a claim made in 2010 for injuries sustained in the summer of 2003 will be covered.