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GOST 7.67 Latin three-letter geocode for Armenia. The code is used for transactions to and from Armenian bank accounts and for international shipping to Armenia. As with all GOST 7.67 codes, it is used primarily in Cyrillic alphabets.

Adjustable rate mortgage (ARM).

An adjustable rate mortgage is a long-term loan you use to finance a real estate purchase, typically a home.

Unlike a fixed-rate mortgage, where the interest rate remains the same for the term of the loan, the interest rate on an ARM is adjusted, or changed, during its term.

The initial rate on an ARM is usually lower than the rate on a fixed-rate mortgage for the same term, which means it may be easier to qualify for an ARM. You take the risk, however, that interest rates may rise, increasing the cost of your mortgage. Of course, it's also possible that the rates may drop, decreasing your payments.

The rate adjustments, which are based on changes in one of the publicly reported indexes that reflect market rates, occur at preset times, usually once a year but sometimes less often. Typically, rate changes on ARMs are capped both annually and over the term of the loan, which helps protect you in the case of a rapid or sustained increase in market rates.

However, certain ARMs allow negative amortization, which means additional interest could accumulate on the outstanding balance if market rates rise higher than the cap. That interest would be due when the loan matured or if you want to prepay.


See adjustable-rate mortgage.


See Adjustable Rate Mortgage.

References in periodicals archive ?
formation of a chiasma involving one ann of a chromosome has no influence on the probability of chiasma formation involving the other arm; 2) pairing of one arm with another precludes involvement of a third; 3) the frequency (c) with which two chromosome arms pair is the same for all arms - i.
7,17-20) CDKN2A/p16 on chromosome arm 9p is inactivated in more than 95% of pancreatic cancers by several different mechanisms, such as homozygous deletion of both alleles of the gene; intragenic mutation in 1 allele, coupled with loss of the other allele; or promoter hypermethylation.
The higher resolution NimbleGen CGH array revealed interstitial deletions within the chromosome 12 p-arm in 4 samples, and single breakpoints with deletion of the remainder of the chromosome arm in 5 samples.
Multiple chromosomal imbalances were detected, including losses for chromosome arms 1p, 14q, and 22q and overrepresentation on chromosome arm 5p.
5, 9, 11, 17), and the total chromosome arm number (NF) was 76.
Concurrent loss of chromosome arm 1p and chromosome 3 predicts a decreased disease-free survival in uveal melanoma patients.
The mean values and standard deviations of relative length and centromeric index were estimated from chromosome arm lengths.
Telomeric sequences have been found at interstitial sites of the chromosome arm in certain organisms such as B.
The mean values and standard deviations of the total lengths, relative lengths and centromeric index were estimated from chromosome arm lengths using image analysis (Table 1).

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