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GOST 7.67 Latin three-letter geocode for Armenia. The code is used for transactions to and from Armenian bank accounts and for international shipping to Armenia. As with all GOST 7.67 codes, it is used primarily in Cyrillic alphabets.

Adjustable rate mortgage (ARM).

An adjustable rate mortgage is a long-term loan you use to finance a real estate purchase, typically a home.

Unlike a fixed-rate mortgage, where the interest rate remains the same for the term of the loan, the interest rate on an ARM is adjusted, or changed, during its term.

The initial rate on an ARM is usually lower than the rate on a fixed-rate mortgage for the same term, which means it may be easier to qualify for an ARM. You take the risk, however, that interest rates may rise, increasing the cost of your mortgage. Of course, it's also possible that the rates may drop, decreasing your payments.

The rate adjustments, which are based on changes in one of the publicly reported indexes that reflect market rates, occur at preset times, usually once a year but sometimes less often. Typically, rate changes on ARMs are capped both annually and over the term of the loan, which helps protect you in the case of a rapid or sustained increase in market rates.

However, certain ARMs allow negative amortization, which means additional interest could accumulate on the outstanding balance if market rates rise higher than the cap. That interest would be due when the loan matured or if you want to prepay.


See adjustable-rate mortgage.


See Adjustable Rate Mortgage.

References in periodicals archive ?
We can also calculate the additive effects of only the specific chromosome or chromosome arm from 3-79 that is substituted into the CS-B parent and this is calculated as the difference in the additive effect value for a CS-B parent and the additive effect value for the TM-1 parent.
Further, it has recently been shown that the homologous chromosome arms of Hordeum marinum Hudson carrying rDNA segments have a lower chiasma frequency than all other chromosome arms (I.
An additional tumor suppressor pathway that can be altered in pancreatic cancers involves STK11/LKB1 on chromosome arm 19p.
92RL28 was crossed as male parent with (i) a CS plant ditelosomic for chromosome arm 7DS and (ii) a segregate from the cross 89M88 ('Indis'//'Inia 66' monosomic 7D/CS DTTDLMTTDS/3/Inia 66) that was monotelodisomic for 7DL.
Those on the X and second chromosomes are often encountered in nonrandom associations (reviewed in Levitan 1992) suggesting fitness interactions between arrangements on opposing chromosome arms.
Linkage group conservation has been a topic of considerable evolutionary interest since Muller (1940) first suggested that linkage elements corresponding to chromosome arms were conserved in Drosophila evolution.
Because previous results have demonstrated that markers Xgwm44 and Xgwm111 are tightly linked to Dn1, Dn2, Dn5, Dn6, and Dnx on wheat chromosome arm 7DS (Table 2) (Liu et al.
The ratio of the chromosome arms indicated that this species has eight metacentric pairs (1, 3, 6, 9, 10, 16, 17, and 18), eight submetacentric pairs (2, 4, 5, 7, 8, 11, 12, and 13), and two pairs of subtelocentric chromosomes (14 and 15) (Fig.
Telomeric sequences have been found at interstitial sites of the chromosome arm in certain organisms such as B.
In this study, combined cytogenetics and FISH showed loss of chromosome arm 1p1 in 48% of renal oncocytomas.
The mean values and standard deviations of the total lengths, relative lengths and centromeric index were estimated from chromosome arm lengths using image analysis (Table 1).
Ba was transferred to wheat as a whole chromosome arm translocation, replacing the long arm of chromosome 4B by a chromosome arm from Lophopyrum ponticum (Podp.

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