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Copyright © 2012, Campbell R. Harvey. All Rights Reserved.


GOST 7.67 Latin three-letter geocode for Armenia. The code is used for transactions to and from Armenian bank accounts and for international shipping to Armenia. As with all GOST 7.67 codes, it is used primarily in Cyrillic alphabets.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved

Adjustable rate mortgage (ARM).

An adjustable rate mortgage is a long-term loan you use to finance a real estate purchase, typically a home.

Unlike a fixed-rate mortgage, where the interest rate remains the same for the term of the loan, the interest rate on an ARM is adjusted, or changed, during its term.

The initial rate on an ARM is usually lower than the rate on a fixed-rate mortgage for the same term, which means it may be easier to qualify for an ARM. You take the risk, however, that interest rates may rise, increasing the cost of your mortgage. Of course, it's also possible that the rates may drop, decreasing your payments.

The rate adjustments, which are based on changes in one of the publicly reported indexes that reflect market rates, occur at preset times, usually once a year but sometimes less often. Typically, rate changes on ARMs are capped both annually and over the term of the loan, which helps protect you in the case of a rapid or sustained increase in market rates.

However, certain ARMs allow negative amortization, which means additional interest could accumulate on the outstanding balance if market rates rise higher than the cap. That interest would be due when the loan matured or if you want to prepay.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.


See adjustable-rate mortgage.
The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.


See Adjustable Rate Mortgage.

The Mortgage Encyclopedia. Copyright © 2004 by Jack Guttentag. Used with permission of The McGraw-Hill Companies, Inc.
References in periodicals archive ?
We can also calculate the additive effects of only the specific chromosome or chromosome arm from 3-79 that is substituted into the CS-B parent and this is calculated as the difference in the additive effect value for a CS-B parent and the additive effect value for the TM-1 parent.
Further, it has recently been shown that the homologous chromosome arms of Hordeum marinum Hudson carrying rDNA segments have a lower chiasma frequency than all other chromosome arms (I.
persimilis, though the genes contributing to sexual isolation from females of the two species were on different chromosome arms (Table 3, lines 5-6, Mating per females column; lines 7-8, Mating ps females column).
92RL28 was crossed as male parent with (i) a CS plant ditelosomic for chromosome arm 7DS and (ii) a segregate from the cross 89M88 ('Indis'//'Inia 66' monosomic 7D/CS DTTDLMTTDS/3/Inia 66) that was monotelodisomic for 7DL.
Pooling adult karyotypes for this chromosome arm yielded a small departure from Hardy-Weinberg equilibrium, expected if male and female karyotypes differ in frequency (G = 15.22, 8 df, P = 0.06).
(7,17-20) CDKN2A/p16 on chromosome arm 9p is inactivated in more than 95% of pancreatic cancers by several different mechanisms, such as homozygous deletion of both alleles of the gene; intragenic mutation in 1 allele, coupled with loss of the other allele; or promoter hypermethylation.
Our results showed that gonad chromosome preparation, especially with mature eggs, didn't produce clear metaphase plates, and chromosome arms are tangled probably because of meiotic pairing.
Linkage group conservation has been a topic of considerable evolutionary interest since Muller (1940) first suggested that linkage elements corresponding to chromosome arms were conserved in Drosophila evolution.
We identified multiple chromosomal imbalances including losses for chromosome arms 1p, 14q, and 22q and overrepresentation on chromosome arm 5p.
Because previous results have demonstrated that markers Xgwm44 and Xgwm111 are tightly linked to Dn1, Dn2, Dn5, Dn6, and Dnx on wheat chromosome arm 7DS (Table 2) (Liu et al., 2001, 2002), the Dn genes in PI 47545, PI 222666, PI 222668, and PI 225245 are either allelic or tightly linked to them, even though the map distances and standard errors may differ in different [F.sub.2] populations.
Comparisons were performed considering all possible combinations, and one pair was considered similar between two abalone species if both chromosome arms did not show a significant difference.
hirsutum chromosome or chromosome arm was selected based on plant morphological features and metaphase I analysis of microsporocytes.

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