The independent agent, Sullivan St Strauss located in Lake Success, NY, filed a certificate of insurance
and an evidence of insurance form for use in connection with its recreational boat insurance program.
Kudzaishe Chipadza, aged 22, of Cambridge Street, Rugby, driving while disqualified, breach of a suspended sentence, using a vehicle without a certificate of insurance
, failing to surrender to custody, 32 weeks imprisonment, banned from driving for 12 months.
Ask for the certificate of insurance
. Read it to ensure that the certificate identifies your company by name and as an additional insured.
Let's face it, the only time you really need a certificate of insurance
is when you have a claim.
(a) With respect to a certificate of insurance
evidencing that a policy provides personal injury liability insurance or property damage liability insurance, as defined in paragraphs thirteen and fourteen of subsection (a) of section one thousand one hundred thirteen of this chapter, no person or governmental entity shall willfully require, as a condition of awarding a contract for work, or if a contract has already been awarded as a condition for work to commence or continue under the contract, or if the contract has been performed or partially performed as a condition for payment to be made under the contract, the issuance of a certificate of insurance
unless the certificate is:
Srajo Ahmed, aged 27, of Holbrook Lane, Holbrooks, Coventry and with an incorrect licence, failing to produce a licence, using a vehicle without a certificate of insurance
, failing to produce a certificate of insurance
, using a vehicle without a test certificate, failing to produce a test certificate, fined pounds 350.
The Certificate of Insurance
should also indicate that the organization carries Workers' Compensation and Employers' liability Insurance in accordance with the laws of your state.
A few other states have similar laws, but in most states the insurance departments only bar insurers or producers from misrepresenting or altering coverage in a certificate of insurance
. Without legislative authority, the departments don't have the power to make requesting such changes illegal.
Caire Marie Harborne, aged 33, of Duke Barnfield, Stoke Heath, Coventry, using a vehicle without insurance and failing to produce a certificate of insurance
, fined pounds 250.
Often, the third party requesting additional insured status asks for a certificate of insurance
as evidence that coverage has been provided.