The independent agent, Sullivan St Strauss located in Lake Success, NY, filed a certificate of insurance
and an evidence of insurance form for use in connection with its recreational boat insurance program.
Kudzaishe Chipadza, aged 22, of Cambridge Street, Rugby, driving while disqualified, breach of a suspended sentence, using a vehicle without a certificate of insurance
, failing to surrender to custody, 32 weeks imprisonment, banned from driving for 12 months.
Best Practices Tips: Companies that intend to rely on the insurance of a contracting party must: (a) develop minimum limit requirements that evaluate a realistic loss scenario; and (b) ask not only for the certificate of insurance
but also obtain representations regarding: (i) the number of other additional insureds that may have access to the subject policy; and (ii) the level of limit erosion, if any, for the insurance policy that is being offered.
Let's face it, the only time you really need a certificate of insurance
is when you have a claim.
a) With respect to a certificate of insurance
evidencing that a policy provides personal injury liability insurance or property damage liability insurance, as defined in paragraphs thirteen and fourteen of subsection (a) of section one thousand one hundred thirteen of this chapter, no person or governmental entity shall willfully require, as a condition of awarding a contract for work, or if a contract has already been awarded as a condition for work to commence or continue under the contract, or if the contract has been performed or partially performed as a condition for payment to be made under the contract, the issuance of a certificate of insurance
unless the certificate is:
Roy Steven Clayton, aged 19, of Free-burn Causeway, Coventry, driving with excess alcohol, using a vehicle without a test certificate, using a vehicle without a certificate of insurance
, driving with an incorrect licence, fined pounds 300, banned from driving for 12 months.
The Certificate of Insurance
should also indicate that the organization carries Workers' Compensation and Employers' liability Insurance in accordance with the laws of your state.
Agent associations and others have been fighting the first part of the problem by pushing for state administrative or legislative action to make it illegal to ask for expansion of coverage via a certificate of insurance
Caire Marie Harborne, aged 33, of Duke Barnfield, Stoke Heath, Coventry, using a vehicle without insurance and failing to produce a certificate of insurance
, fined pounds 250.
Often, the third party requesting additional insured status asks for a certificate of insurance
as evidence that coverage has been provided.
Prohibit the use of any certificate of insurance
forms that regulators have not approved.
John Millar, aged 31, of Dane Road, Stoke, Coventry, driving with an incorrect licence, failing to produce a licence, using a vehicle without insurance, failing to produce a certificate of insurance
, using a vehicle without a test certificate, failing to produce a test certificate, fined pounds 350 and licence endorsed.