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A transaction in which a customer receives back money he/she had previously deposited at a bank, pension, or trust. When one makes a withdrawal on a pension or similar plan, it may carry a penalty depending on the pension's rules. For example, one must usually be of a certain age in order to make a withdrawal. There is rarely such a penalty when making a withdrawal from a bank. For instance, when one closes an account, the client makes a withdrawal on all the money he/she owns at that bank.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved


A withdrawal is money you take out of your banking, brokerage firm, or other accounts.

If you withdraw from tax-deferred retirement accounts before you turn 59 1/2, you may owe a 10% early withdrawal penalty plus any income tax that's due on the amount you've taken out.

In everyday usage, the term withdrawal is used interchangeably with distribution to describe money you take from your tax-deferred accounts, though distribution is actually the correct term.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.
References in periodicals archive ?
However, Majithia (2009) suggests that caffeine withdrawal facilitates a depletion of serotonin, which is often implicated in substance abuse research as a causal factor related to aggression.
I asked her to imagine a traditional American Thanksgiving with all her extended family present, where they fasted from dawn until dusk (while experiencing caffeine withdrawal and nicotine fits), before breaking the fast with the evening iftar meal.
Their topics include caffeine and cardiovascular health, the topical and transdermal delivery of caffeine, coffee lipid class variation during storage, caffeine and HIV, unspecified effects, the topographical brain mapping of caffeine use and caffeine withdrawal, and the long journey from the historically alleged curative properties of coffee and tea to their current evidence-based benefits of human health.
Caffeine Withdrawal Symptoms 10 Months after Cessation
* Symptoms of caffeine withdrawal that are not currently an officially recognized diagnosis are present.
Some headaches are caused by tension; others stem from sinus congestion, caffeine withdrawal, constipation, food allergies, spinal misalignment or lack of sleep.
Caffeine withdrawal may also trigger migraine attacks in some people.Some migraine sufferers also found that foods with tyramine tend to trigger their headaches.
Having jumped enough bureaucratic hurdles to satisfy Lane County officials, the Morning Glory espresso stand is back in business, after more than a year of caffeine withdrawal.
Additionally, he argued that just because the DSM includes diagnoses for conditions like jetlag or caffeine withdrawal, does not mean that they come with expensive treatments.
However, in most media reports of scientific studies on caffeine withdrawal, erroneous headlines read something along the lines of "More evidence that caffeine is addicting."
Prof Roland Griffiths, of Baltimore's Hopkins School of Medicine, warns about caffeine withdrawal being so serious that it can become a genuine psychological disorder.
The researchers came to this conclusion after pouring over more than 60 studies of caffeine withdrawal conducted over the last 170 years.