Bank Identification Number


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Bank Identification Number

A former term for the unique number on a credit card or debit card. It has been replaced by the issuer identification number.
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Visa and MasterCard member banks also have re-issued all of their ATM/debit cards with electronic identifiers (the Bank Identification Numbers, or "BINs") that are distinct and different from the BINs assigned to Visa and MasterCard credit cards, so that merchants with certain terminals can electronically distinguish debit cards from credit cards.
Constantine Cannon: Merchant Advisory on Merchant Rights under the Settlement
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