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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.


The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

References in periodicals archive ?
But by putting little weight into forward-looking internal and external metrics, such as sales forecasts, market share, competitor pricing and broad economic indicators, companies sabotage their own balanced scorecard efforts.
That safety also frustrates the efforts of Speaker Hastert to encourage them to compromise with centrist Democrats on such bills as revision of the Balanced Budget Act.
Yet one of the key benefits of the Balanced Scorecard as defined by its inventors, Robert Kaplan and David Norton, is its ability to establish a communication system that bridges the gap between goals set by high-level executives and the frontline workers whose performance is ultimately responsible for reaching those goals.
Like the homeowner who ignores his rotting roof but prides himself on keeping his accounts straight, we can pride ourselves on achieving a balanced budget in seven years.
Currently, 65% of the AIM Balanced portfolio is allocated to stocks.
And without economic success, a balanced budget in 2002 would soon prove as ephemeral in the United States as it has been in Sweden, Britain, and Mexico.