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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved


The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

The Mortgage Encyclopedia. Copyright © 2004 by Jack Guttentag. Used with permission of The McGraw-Hill Companies, Inc.
References in periodicals archive ?
While the closing decades of the last century have been marred by recrimination and adversarial relations, Cutler suggests that the balance wheel may be turning back in the other direction once again, ushering in a new era of cooperation among the nurturers of children's aptitude, development, and well-being.
Entirely developed and produced at the Panerai Manufacture in Neuchtel, the movement has the date, the classic small seconds counter at 9 o'clock, the mechanism for stopping the balance wheel and the device for changing the time by moving the hour hand backwards or forwards.
Greubel Forsey's standout piece is the limited edition Balancier, with any exposed balance wheel at eight O'clock that bulges from the case.
Do you own a smart balance wheel? Are you concerned about safety?
Generically called "smart balance wheel", the toys made their way to Qatar early this year, with a handful of young adults seen navigating
Another featured variant is Berkely Smart Balance Wheel, with an Anti-slip rubber pedal and a 360 degree turning capacity.
A single beat of the balance wheel is the smallest unit of time a watch can measure.
The new P.9000 calibre has a diameter of 13 A" lignes and is fitted with two barrels which ensure a power reserve of 72 hours; the single-piece rotor winds in both directions thanks to an automatic ratchet device; the balance wheel with adjustment screws, oscillates at a frequency of 4 Hz; the stop balance wheel device enables the time to be synchronised with a reference time signal.
It has two other very useful functions: the mechanism for stopping the balance wheel when synchronising the watch, and the device for rapidly adjusting the time by moving
The assemblage is visible on the front of the watch, with the balance wheel beating away on the lower left and the gear train--which transfers power from the barrel to the balance--arranged on a single plane to the right.
Meanwhile, the watch collection being showcased at the exhibition are new inventions that have special features such as big balance wheel for accuracy, energy saving models, day and night indicators and new exciting designs.