(redirected from balance examination)
Also found in: Dictionary, Thesaurus, Medical, Legal, Encyclopedia.

Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved


The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

The Mortgage Encyclopedia. Copyright © 2004 by Jack Guttentag. Used with permission of The McGraw-Hill Companies, Inc.
References in periodicals archive ?
Because of differences in the sampling frames for the balance examination, we combined the 1999-2000 and 2001-2002 balance data sets using special 4-year balance subsample weights; 6-year data analyses (1999-2004) were performed by combining the 4-year balance subsample weights with the 2003-2004 examination weights according to NHANES analytic guidelines (CDC 2006).