amortization term

Amortization Term

The period of time over which a mortgage or other loan is amortized. See also: Repayment period.

term, amortization

The number of years over which a loan will be completely paid by regular monthly payments of principal and interest.Terms of 20,25,and 30 years are common with residential mortgages.New regulations allow terms as long as 50 years.Especially in commercial real estate, it is very common to have amortization terms longer than loan terms.A lender may offer a “10-year loan on a 30-year am”which means the regular monthly payments will pay the loan in full by the end of 30 years,but the entire loan balance will be due at the end of 10 years.

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At issuance the deal had a weighted average amortization term of 25 years, with no partial or full interest-only loans and loans scheduled to pay down approximately 19%.
The new regulations offer: reduced loan approval wait times through increasing lending limits from $1 million to $5 million, expanded financing to include loans for quota and other fishing and seafood related activities, reduced interest rates, open and closed specific term loans, variable interest rates and an increased amortization term from 20 to 30 years, loan prepayment.
The interest on the debt is 90% swapped over the 19-year amortization term. The debt has a maturity of 10 years.
The company added that the HUD insured loan has a principal balance of USD7.8m, secured by one skilled nursing facility, an all in interest rate of approximately 5.3% and an amortization term of 30 years.
Initially, servicers provided relief via expansion of amortization term--on average, the amortization term was approximately 3 percent longer for modified loans overall.
Are there principles which give a key to a wise and financially safe mortgage amortization term?
717 100 10 1,000 The formulas used to calculate the amounts in the table are: A = PMT (Note rate, remaining amortization term, remaining principal) B = Note rate times beginning-of-year principal C = Original IRR times beginning-of-year basis (')D = D = Interest income minus stated interest = C - B C * = Stated interest + amortization = B + D * D * = Original net fee / original amortization term (*) The original IRR is the internal rate of return corresponding to the cash flows in column A.
17 had required that the cost of intangible assets be amortized over the useful life of the asset, but set a maximum amortization term of forty years, even for assets expected to provide service beyond that time.
128 loans representing 83.1% of the pool amortize with a weighted average amortization term of 343 months, while 26 loans (17%) are full-term interest only.
A taxpayer faced with an IRS proposed adjustment seeking capitalization of ISO certification costs may want to negotiate a short amortization term. Also, the IRS decision to capitalize ISO 9000 costs could impose significant administrative burdens on some businesses and have the effect of increasing the cost of certification -- a competitive disadvantage not faced by non-U.S.
Like a conventional loan, the Section 108 loan would have an amortization term, but instead of making payments, the Town's loan is paid back once per year off the top of the entitlement.
Significant Amortization: At issuance, the pool's weighted average remaining amortization term was 27 years, which represents faster amortization than typical U.S.