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A mineral fiber once commonly used for its fire-retarding and insulation properties. It was widely employed in insulation, roofing, floor tiles, household products, and appliances. After extensive studies,the Environmental Protection Agency determined that asbestos caused lung and stomach cancer in people exposed to it over long periods of time.If real property contains asbestos in it,most lenders will require removal,or a firm commitment for removal,before they will fund any loans to buy or renovate the property. Real estate agents are required to disclose the presence of asbestos on property, if known. Asbestos removal is generally accomplished by specially trained and licensed asbestos abatement contractors.