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Adjustable Rate Mortgage

A mortgage with an interest rate that changes periodically. Generally speaking, an adjustable rate mortgage is linked to some major benchmark rate; for example, the interest rate may be stated as "LIBOR + 1%." The mortgage may or may not have a cap on how much the interest rate can rise or fall, or on how often the interest rate may change. Very often, the initial interest rate for an adjustable-rate mortgage is lower than that for a fixed-rate mortgage. This allows more people to qualify for an adjustable-rate mortgage; however, this kind of mortgage can be risky because the interest rate (and therefore the monthly payment) can rise unexpectedly. Indeed the prevalence of ARMs has been blamed for the housing bubble in the mid-2000s and the subsequent recession. See also: Credit Crunch, Teaser Rate.

Anti-Money Laundering

Any law or regulation requiring an institution to perform due diligence on potential clients to ensure that it is not aiding in a money laundering scheme. If the institution does not conduct due diligence properly, it may be held legally liable for the money laundering activities. These regulations were an important part of the USA PATRIOT Act.
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See adjustable mortgage loan.
The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.
References in periodicals archive ?
Bruserud, "Antiangiogenic therapy in acute myelogenous leukemia: targeting of vascular endothelial growth factor and interleukin 8 as possible antileukemic strategies," Current Cancer Drug Targets, vol.
Kelly's exposure to these solvents and chemicals was a legal cause of his developing acute myelogenous leukemia and other blood disorders and diseases and other injuries and diseases."
When oncologists obtain bone marrow samples from patients with acute myelogenous leukemia several weeks after administering induction chemotherapy to obliterate both normal hematopoietic progenitor cells and leukemic cells, what they see under the microscope, provided there has been a remission, is recovery of the normal marrow.
The company's lead product candidate, Troxatyl, is currently being evaluated in a pivotal phase II/III trial for the treatment of third-line acute myelogenous leukemia, an indication for which there is currently no approved therapy or standard of care.
These children were seven times more likely to contract acute myelogenous leukemia. Children living for longer periods near a gas station experienced higher rates of leukemia.
Expression of unusual immunophenotype combinations in acute myelogenous leukemia. Blood 1993;81:3083-90.
The annualized rate for the development of treatment-related myelodysplasia or acute myelogenous leukemia is less than 1 percent of patients and can occur at 8 to 34 months after treatment.
Two people developed acute myelogenous leukemia, a higher than normal incidence of this type of cancer.
And those differences mean "you can predict outcome not just in blood cancers but in brain tumors, neuroblastoma, acute myelogenous leukemia, ovarian cancer, and prostate cancer," he adds.
Acute myelogenous leukemia (AML) is a rapidly spreading, usually fatal form that originates in certain bone marrow cells.
In an April 2001 report, the IOM said there was limited or suggestive" evidence that a parent's exposure to Agent Orange during the Vietnam War may read to a child contracting acute myelogenous leukemia. About 500 to 1,000 children of Vietnam veterans are believed to have the disease.
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