A HUD loan insurance program for light to moderate home improvement loans up to $25,000 for single-family residences,and up to $12,000 per unit,with a total cap of $60,000,for multifamily properties.The loans may be repaid over 20 years at market interest rates.This is not a subsidized-interest program, although some local communities do offer interest subsidies in connection with Title I loans.Eligible borrowers include owners,purchasers under a contract for sale,or tenants with at least 6 months left on their lease.[Do not confuse with HUD's 203(k) loan,also called a HUD rehabilitation and repair loan.]