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If we wished to follow up the whole process that takes place from the starting net worth, net worth (t), in the balance of the government sector throughout the horizon H = [t;T] to lastly becoming the ending net worth, net worth (T), we should deal firstly with stock, and later with flows variables.
Other states exempt so-called "sophisticated" commercial insurance buyers based on premium thresholds and additional criteria, including net worth, net revenue or sales, number of employees, annual budget, population size, total insured property values, gross revenue, and use of an intermediary, risk manager, insurance consultant, or independent insurance advisor.
14 financial ratios, including total current liabilities/net worth, fixed assets/net worth, net sales/inventory, return on sales, and others.