With-Profits Policy


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Related to With-Profits Policy: reversionary bonus

With-Profits Policy

A chiefly British and Commonwealth term for a participating policy.
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References in periodicals archive ?
Before any investor dumps a with-profits policy, says Mr Connolly, they should get it examined by a financial adviser.
When it comes to with-profits funds, is withdrawing your interest a good idea? Jeremy Gates looks at the nation's money issues and ponders whether with-profits policies are as bad as some say they are
The Financial Ombudsman eventually decided that Angus was right - a with-profits policy is a medium to long-term investment which is unsuitable for an 80-year-old man who might want to take his money out at short notice.
RECORD money: With-profits is not always the safest option; the readers' champion
I have been paying into it for 15 years, but it is a with-profits policy. What happens if the same thing that went wrong with Equitable Life goes wrong with them?
MONEYBOX
AIF you have a with-profits policy you'd be daft to cash it in as you'll forfeit the substantial terminal bonus paid out on maturity.
Money Questions and Answers
Sarah Wilson, a director of the FSA and insurance sector leader, said: "Without ongoing advice, consumers might not be able to make properly informed decisions about their with-profits policy.
Financial advice 'not good enough' PERSONAL FINANCE
Anyone taking out a with-profits policy from yesterday onwards will not be entitled to participate in demutualisation benefits.
Standard Life: 1,000 jobs to go
It makes sense to have a with-profits policy with them."
Windfall Winners; You've still got time to cash in on conversions
QDoes this mean my with-profits policy will be converted to shares?
Your SL questions answered
'By smoothing the return through both good and bad, a with-profits policy reduces the very real dangers of mistiming an investment decision.
Personal Finance: Abbey axes bonuses for second year
If I had any other with-profits policy I think I'd go and get advice from an independent financial adviser.
money for numpties: Not all profits policies are up to Standard; In his continuing series, ALAN STEEL says Standard Life's moves to cut costs are good news for investors, but he blames the Equitable Life debacle for the confidence crisis over with-profits policies
It is the case that a with-profits policy may not be the most cost-effective way of saving and alternatives should be considered.
Since you ask
A pension; A with-profits policy. Each of these would then be effectively approved products.
Money Line: Sandler's sound sense on savings; REVIEW: Consumer cost too high
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