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Copyright © 2012, Campbell R. Harvey. All Rights Reserved.


GOST 7.67 Latin three-letter geocode for Armenia. The code is used for transactions to and from Armenian bank accounts and for international shipping to Armenia. As with all GOST 7.67 codes, it is used primarily in Cyrillic alphabets.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved

Adjustable rate mortgage (ARM).

An adjustable rate mortgage is a long-term loan you use to finance a real estate purchase, typically a home.

Unlike a fixed-rate mortgage, where the interest rate remains the same for the term of the loan, the interest rate on an ARM is adjusted, or changed, during its term.

The initial rate on an ARM is usually lower than the rate on a fixed-rate mortgage for the same term, which means it may be easier to qualify for an ARM. You take the risk, however, that interest rates may rise, increasing the cost of your mortgage. Of course, it's also possible that the rates may drop, decreasing your payments.

The rate adjustments, which are based on changes in one of the publicly reported indexes that reflect market rates, occur at preset times, usually once a year but sometimes less often. Typically, rate changes on ARMs are capped both annually and over the term of the loan, which helps protect you in the case of a rapid or sustained increase in market rates.

However, certain ARMs allow negative amortization, which means additional interest could accumulate on the outstanding balance if market rates rise higher than the cap. That interest would be due when the loan matured or if you want to prepay.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.


See adjustable-rate mortgage.
The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.


See Adjustable Rate Mortgage.

The Mortgage Encyclopedia. Copyright © 2004 by Jack Guttentag. Used with permission of The McGraw-Hill Companies, Inc.
References in periodicals archive ?
Unlike Windows RT, existing Win 32 apps will run in emulation on the chip," he said.
The problem with Windows RT is that the selection of available apps was woefully insufficient, and having Office as part of the package wasn't enough to overcome that handicap out of the starting gate.
Fortumo's in-app payments are available for developers to integrate into any Windows 8, Windows RT or Windows Phone app.
The company should instead focus on the more robust Windows 8 and ditch Windows RT, the analyst said.
However, a day later, Toshiba, a long time rumoured partner, pulled out and said it will exit the Windows RT powered market before the launch in November.
iPad: Microsoft's Attempt to Copy Apple Again So Microsoft announced one of its significant hardware products, Microsoft Surface tablet running on Windows 8 or Windows RT. Although Microsoft's hints many times that "a tablet is a PC", the surface has a kick-stand attached directly to the device and a cover with full touch keyboard that can be attached to the device using magnets (a la iPad's smart cover).
The smaller version - using an ARM processor and running the Windows RT operating system - will cost the same as an iPad.
Two models of Surface will be available: one will run an ARM processor and will feature Windows RT, and the other will have a third-generation Intel Core processor and Windows 8 Pro.
Despite its name, Windows 10S feels like a second attempt at Windows RT, and though Microsoft failed in its earlier attempt, times have changed.
TEHRAN (FNA)- Microsoft has dabbled with ARM support in Windows over the years, most famously (and disastrously) when it launched Windows RT. That stripped down flavor of Windows 8 was a commercial and critical flop, but Microsoft aims to make ARM-based PCs a thing in the era of Windows 10.
At present, Microsoft has come up with a new fix to the aforementioned problem in the form of Windows 8 and Windows RT Pilot Program, says ( Slash Gear .
Microsoft said Bulletin 1 is now dedicated to IE and will update every version, from the soon-to-be-retired IE6 to the newest IE11 on Windows 8.1 and Windows RT 8.1.