Wholesale Bank

(redirected from Wholesale Banks)

Wholesale Bank

A bank that offers services to institutional investors, businesses (especially large businesses), other banks, and investment vehicles such as mutual funds or pensions. Wholesale banks usually conduct transactions worth large amounts of money, and wholesale clients can be prioritized above individual customers. This contrasts with retail banking, which specializes in individual clients.
References in periodicals archive ?
The strong capitalisation of most retail and wholesale banks provides significant loss-absorption capacity, and most of the retail banks have sound liquidity profiles.
It has also proposed limiting the total amount of outstanding loans of foreign retail banks to 20 times their net worth, with wholesale banks limited to 30 times.
More positively, Moody's says that the ample capital levels of the rated Bahraini retail and wholesale banks means that they are able to absorb credit losses and that it is unlikely that additional capital will be required.
However, Moody's notes that declines in asset prices have exerted pressure on the capitalisation metrics of some wholesale banks that have significant proprietary investment portfolios,' added Chrysaphinis.
Singapore has allowed three Japanese banks to expand their operations in the city-state by upgrading them from offshore to wholesale banks as part of its move to liberalize the banking industry, the Monetary Authority of Singapore (MAS) said Tuesday.
As noted below, BT Corp's other insured subsidiary banks also have been designated as wholesale banks by their appropriate federal supervisors.
The success of these units during the first half of 2008 is evidence that "transaction banking" is a critical engine of predictable revenue growth for leading wholesale banks.
Following the de-risking of the balance sheets of the two major Bahraini wholesale banks, Arab Banking Corporation ('BBB+'/stable) and Gulf International Bank ('A'/stable) last year, Fitch also expects these to be modestly profitable this year.
In order to help wholesale banks realize greater revenue, productivity and compliance, Pegasystems Inc.
Circumstances that could lead to a systemic crisis include: the failure of one of the larger wholesale banks to which several Bahraini banks could be exposed; or (ii) the failure of one or more wholesale banks because of risky real estate exposures that could lead to a crisis in confidence, which would in turn also affect retail banks with less risky exposures to the sector," explained Chrysaphinis.
Bahrain's wholesale banking industry has grown significantly over the past two years, with the consolidated assets of wholesale banks amounting to $177.
Smart Investigate now automates investigation and exception processing for wholesale banks with even greater intelligence and flexibility, enabling banks to cut costs by processing more transactions automatically and reducing manual costs and errors.