War Exclusion Clause

War Exclusion Clause

1. A clause in some life insurance policies stating that the insurer does not have to pay the death benefit if the insured dies from a war-related injury. War exclusion clauses are most common in wartime; they generally cannot be added if a war starts after a policy is issued.

2. A clause in some bills of lading and other transport documents exempting the insurer from paying losses if a ship is damaged or destroyed as the result of an act of war. For example, if a torpedo fires on a ship as part of a declaration of war or other hostile act, the war exclusion clause protects the insurer from covering the value.
References in periodicals archive ?
That move raised the question of whether, in view of the war exclusion clause, subsequent terrorist acts inspired by his call would be covered by existing property policies.
Whether or not the attacks were acts of war could also be an issue, since some contracts carry war exclusion clauses.