War Exclusion Clause

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War Exclusion Clause

1. A clause in some life insurance policies stating that the insurer does not have to pay the death benefit if the insured dies from a war-related injury. War exclusion clauses are most common in wartime; they generally cannot be added if a war starts after a policy is issued.

2. A clause in some bills of lading and other transport documents exempting the insurer from paying losses if a ship is damaged or destroyed as the result of an act of war. For example, if a torpedo fires on a ship as part of a declaration of war or other hostile act, the war exclusion clause protects the insurer from covering the value.
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References in periodicals archive ?
(145.) SANFORD LEVINSON, OUR UNDEMOCRATIC CONSTITUTION (2006) ("it is safe to say that no president, of either political party, feels significantly constrained by the Declare War Clause of Article I.").
Together with the Declare War Clause and the Necessary and Proper
part within Congress's power under the Declare War Clause, it is
declare neutrality" and the Declare War Clause. (196) But the
"It has a war clause in its old policies providing for notice to be given...
Allianz Global Corporate & Specialty has also decided to waive its act of war clause for health, travel, personal accident and life policies bought by those on board flight MH17 in Malaysia, Germany, Belgium, the Netherlands and Luxembourg.
Both the Declare War Clause (49) and the War Powers Resolution (50) give Congress some control over exactly when "wartime" exists.
He qualifies that position at times by analyzing the debate over the declare war clause, when the framers inserted "declare" for "make" and recognized that the president may "repel sudden attacks." To Yoo, this debate clarifies that the president "could not unilaterally take the nation into a total war, but that he might be able to engage the nation in hostilities short of that" (264).
He examines the meaning of the declare war clause, the deployment of the armed forces and initiation of hostilities, domestic warrantless surveillance by the National Security Agency, and the detention and trials of suspected terrorists.
I have the premiums automatically paid from my bank account, and I have ensured that my policies do not have war clause exclusions.
"War Clauses. Many insurance policies have a war clause, under which losses caused as a result of acts of war are excluded from cover."--Inc.com, October 2001
Resentful at being commanded to make their country's stance known, they reacted angrily against US pressure with most African delegations opposing an automatic war clause being attached to the British and American proposal.