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GOST 7.67 Latin three-letter geocode for Armenia. The code is used for transactions to and from Armenian bank accounts and for international shipping to Armenia. As with all GOST 7.67 codes, it is used primarily in Cyrillic alphabets.

Adjustable rate mortgage (ARM).

An adjustable rate mortgage is a long-term loan you use to finance a real estate purchase, typically a home.

Unlike a fixed-rate mortgage, where the interest rate remains the same for the term of the loan, the interest rate on an ARM is adjusted, or changed, during its term.

The initial rate on an ARM is usually lower than the rate on a fixed-rate mortgage for the same term, which means it may be easier to qualify for an ARM. You take the risk, however, that interest rates may rise, increasing the cost of your mortgage. Of course, it's also possible that the rates may drop, decreasing your payments.

The rate adjustments, which are based on changes in one of the publicly reported indexes that reflect market rates, occur at preset times, usually once a year but sometimes less often. Typically, rate changes on ARMs are capped both annually and over the term of the loan, which helps protect you in the case of a rapid or sustained increase in market rates.

However, certain ARMs allow negative amortization, which means additional interest could accumulate on the outstanding balance if market rates rise higher than the cap. That interest would be due when the loan matured or if you want to prepay.


See adjustable-rate mortgage.


See Adjustable Rate Mortgage.

References in periodicals archive ?
It was shown that mean SD arm circumference upper arm length hand grip strength and PEFR were significantly different between males and females.
All studies reviewed established that forearm/wrist SBP measurements were significandy higher than upper arm measurements in the same subjects tested (Emerick, 2002; Fortune et al.
During an average follow-up of 6 years, there were 588 fractures of the hip, vertebrae, or upper arm in these 40,115 HIV-positive men (267 upper arm fractures, 210 hip fractures, and 111 vertebrae fractures).
While the upper arm continues to be the standard location for BP measurement, the wrist has become popular (Altunkan, Oztas, & Altunkan, 2006; Altunkan, Genc, & Altunkan, 2007; Altunkan, Ilman, & Altunkan, 2007; Pickering et al.
We utilised a posterior, longitudinal incision down the length of the upper arm, with careful preservation of the subclavian, axillary, and brachial vascular pedicle.
TO get the right one, measure around your upper arm and compare to the cuff size indicated on the monitor's packaging.
For the study, upper arm MRI scans were performed on 150 children two months to eighteen years old.
Thus the upper arm coordinates can be numbered consecutively by this difference in y- and x-values, so that Table 1 is a convenient way to exhibit them.
MUAC was measured at the midpoint between the tip of acromion process and olecranon process in the left upper arm with a fibre-glass measuring tape to the nearest of 0.
A specific exercise for the upper arm is to hold a small weight or tin in each hand, stretch the arms out to each side just below shoulder height, palms down.
senior vice president Wayne Baker notes that consumers are showing a preference for wristwatch-style blood pressure monitors, which are easier to put on and take off than the traditional upper arm models but that offer the same degree of accuracy.
When it's closed with a towel on top, I have something to drape my upper arm over, and it squishes that flabby part on the back outward so that I can reach it.

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