An arm of New York Life Insurance Company has introduced a universal life insurance policy
aimed at the long-term care planning market.
1, 2015, establishes for policy illustrations a benchmark-crediting rate, one of many moving parts in an indexed universal life insurance policy
Universal life insurance with secondary guarantees: Offers additional security that a universal life insurance policy
will remain in force during a specified guarantee period, even if the cash value drops to zero, as long as certain minimum premium payments are made.
To offset this risk of loss, the annuity arbitrage strategy also involves the purchase of a guaranteed universal life insurance policy
, designed to require level annual premiums until the death of the insured.
American General Life has introduced an individual joint and last survivor guaranteed universal life insurance policy
, AG Secure Survivor GUL II featuring more flexibility to adapt the policy to rising needs in the future.
An asset-based long-term care policy is basically is a modified universal life insurance policy
, which is a tax-advantaged investment in which the cash value of your monthly premiums is credited with interest and you can take out loans based on your input without tax penalties (it's often considered an alternative to Roth IRAs for folks who have income restraints that prohibit them).
A variable universal life insurance policy
permits the owner to invest the cash value of a life insurance policy in stock and bond market subaccounts (which must have looked very attractive to Cochran in 1998 as the technology rally took off).
When you have someone who just doesn't want to buy a [standalone LTCI policy], you can take some annuity money and put it in something like a universal life insurance policy
that offers some level of long-term care coverage, where you can get up to five times the face value for long-term care.
Bill works with his broker to structure a universal life insurance policy
that provides death benefit protection for his family and the potential for income at retirement.
have introduced what they say is the first stand-alone, dual-coverage universal life insurance policy
that pays a benefit on the first death.
Kevin owns a $250,000 universal life insurance policy
Since cash flow is an issue, Springs should purchase $500,000 in term life insurance to replace the $150,000 fixed universal life insurance policy