Underinsured


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Underinsured

A person or company with insufficient insurance to pay for a negative event. For example, if one's health insurance has a maximum benefit of $1 million and one contracts a chronic disease whose treatment costs $2 million over several years, one may be said to be underinsured.
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References in periodicals archive ?
The Florida Court of Appeal reversed the trial court because of the actions of the agent who, when asked for advice about a proposed settlement from an underinsured motorist, gave incorrect advice and failed to report the loss to the insurer.
Giving notice: Florida law is clear: notice to an agent is notice to a principal
Agreeing with Brazas's advice, and directing his remarks to underinsured matters, Nisivaco also admonished, "Don't overlook that underinsured coverage can be stacked.
Understanding uninsured and underinsured motorist provisions: UM/UIM provisions can salvage what would otherwise be a no-recovery case, but you need to understand your clients' liability policies, not just tortfeasors'. Here's what to look for
Half of the underinsured and two-thirds of the uninsured went without needed care because of cost.
Health insurance lacking for more U.S. young adults
The number of underinsured and uninsured together represent 42 percent of U.
Not enough insurance
If patients are healthy, they may not even know they're underinsured," he added.
Underinsurance forces patients to self-ration care
The court concluded that the intent behind underinsured motorist insurance required insurers to compensate their customers when injured by an underinsured co-worker.
Immunity doesn't bar third-party liability: somebody has to pay when an employee suffers serious injuries because a coworker crashed driving home from a work-related function. And in a recent case, that somebody was the insurer
According to Manchester, some 25 percent of America's 18 million college students are some combination of underinsured or uninsured.
Health care needs and America's college students: public health dilemma or opportunity? Though regarded as a desirable population by health insurers, your students may be underinsured, and institutional clinics are lagging. Here's how some universities are tackling the problem
A new report commissioned by the Catholic Health Association on the health care safety net challenges Congress to do a better job in helping Catholic and other nonprofit hospitals provide care for the uninsured and the underinsured, a congressman said at a Capitol Hill news conference Nov.
Lawmaker urges help for Catholic hospitals. (Nation)
This year, 13 state AIDS Drug Assistance Programs (ADAPs) have been forced to take steps to limit access to life-saving HIV medications for uninsured and underinsured Americans due to inadequate funding.
ADAP crisis: sign-on letter for organizations, before January 6 if possible
Sound risk management and insurance choices are a good start to ensuring that your employees and their families are protected in the event of an automobile accident with an uninsured or underinsured motorist.
Ohio Courts Put New Twist on Employee Motorist Coverage
That, coupled with low pay and underinsured conditions, creates a situation whereby dancers may be more apt to ignore health problems.
MOVING AID: DANCERCARE
Tomasky recounts the tragic dissipation of this majority in the face of Harry-and-Louise ads and a pusillanimous White House, but then whips around and blames the left again--for putting "too much emphasis on the uninsured" rather than emphasizing "uninsured and underinsured alike" (the latter group, of course, containing the great white middle class).
Left for Dead

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