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THEY were circumambulating the Ka'ba, when Ka'ab bin Ujrah asked Abdul Rahman ibn Abi Lailah: 'Shall I not give you a precious gift?' A gift in the middle of that act of intense devotion?
The premium paid by the member Islamic banks is considered as an Ujrah (fee) for PIDM against the deposit insurance facility provided to Islamic banks' depositors.
The cards are based on the concept of Ujrah and no interest-based fee is charged on the card.
Saadiq Credit Card is a Shariah-compliant credit card based on the Islamic concept of 'Ujrah'.
Ijara contract is an agreement wherein a lessor (mu'ajjir) rent out the usufructs of his/her corporal asset to a lessee (musta'jir) who pays the predetermined rentals (ujrah) for the agreed period of time.
Only Meethaq and al izz offer credit cards, on the basis of Ujrah and Murabaha.
Meethaq also launched the first-of-its-kind Sharia- compliant credit card based on the concept of Ujrah. Meethaq also signed financing agreements with Al Madina Group for the development of the first Sharia-compliant five star hotel in Oman and an integrated residential and commercial complex in Al Hail in the capital region.
It added that with Mashreq Al Islami Mashreq Max, consumers can also expect an Islamic credit card, which has the best consumer value proposition in the market and works on an "Ujrah" concept, quick personal finance solutions at attractive rates, a free Current or Savings Account and numerous other financial benefits.
With Mashreq Al Islami Mashreq Max, consumers can also expect an Islamic Credit Card, which has the best consumer value proposition in the market and works on an Ujrah concept, quick personal finance solutions at attractive rates, a free Current or Savings Account and numerous other financial benefits.
"We feel overwhelmed to win the Best Islamic Window award for 2013; this is the recognition of the significant leap we have taken in enhancing our Islamic Banking Proposition this year, which includes the launch of an Ujrah based Islamic Credit Card, launch of Gold (Premium Banking) Proposition and Business Banking Proposition, Takaful Solutions via region's leading provider and award winning in-house Islamic Wealth Management solutions among many other proposition enhancements," said Tooran Asif, head of Personal Banking at Mashreq.
The Meethaq credit card based on the concept of Ujrah ensures that finances are safe and secure.
The current rahn-based Islamic microcredit facility provided by Islamic pawnbroking and Islamic financial institutions is structured based on a combination of various Shari'ah contracts, namely wadi'ah yad damanah (savings with a protection guarantee), ujrah (fee), qard (loan) and rahn (pledge).
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