As a general rule, you should try to hold assets with the least tax efficiency in your tax-deferred retirement plan
Co If you inherit a tax-deferred retirement plan
, consider rolling it into an inherited IRA.
In fact, if you look at the numbers--and consider how little you're going to get from Social Security (for most of us, the equivalent of roughly $13,000 a year)--you'll realize that if you're not participating in some other kind of tax-deferred retirement plan
, you can't afford not to have an IRA.
But should you put dividend-paying stocks and stock funds inside a tax-deferred retirement plan
, such as an IRA or a 401(k)?
This tax bite doesn't apply to investors buying fund shares for a tax-deferred retirement plan
Although a tax-deferred retirement plan
like a 401-K, 403 (b), or Individual Retirement Accounts (IRA) can be a good source of retirement income for you, it may prove expensive to pass it to your heirs through your estate plan.
It is not clear why some respondents would answer "no" to either of the two main questions on retirement coverage and subsequently answer "yes" to the question on participation in a tax-deferred retirement plan
Money for the stock could go from the company treasury into a tax-deferred retirement plan
for the owner.
One prominent tax-deferred retirement plan
is called a tax-deferred annuity (TDA).
Forty-one percent did not understand the tax implications of making a withdrawal from a Registered Retirement Income Fund (RRIF), a Canadian tax-deferred retirement plan
Generally, the maximum catch-up amount is two times the basic annual limit, but only to the extent a participant has not previously deferred the maximum amount under an eligible plan or similar tax-deferred retirement plan