Tax-Deferred Account

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Tax-Deferred Account

1. See: 401(k).

2. See: Traditional IRA.
References in periodicals archive ?
Indeed, numerous studies have shown that it's optimal for investors to have both taxable and tax-deferred accounts, as doing so hedges against potential changes in the future.
Tax-deferred accounts aren't the end-all, be-all of retirement planning, but without a sizeable 401(k) or IRA, it will be tough for the average middle- or upper-class woman to maintain her quality of life in retirement -- with or without the help of a spouse.
He adds that HSAs have benefits unique to any other kind of tax-deferred accounts. They offer triple tax benefits: Contributions reduce taxable income; earnings on the accounts build up tax-free; and distributions from the accounts, for qualified expenses, are not subject to taxation.
Frustrated high earners atthe inflexibility of their other tax-deferred accounts. IUL is an excellent option for clients who have maxed out their retirement accounts or find themselves limited in the amount of tax-deferred income they can contribute to their 401(k).
Less than 3 percent of families put money for college in tax-deferred accounts.
First, should the dollars come from regular taxable accounts or from tax-deferred accounts such as IRAs?
Withdrawals from tax-deferred accounts will show up as ordinary income in the year in which they are withdrawn.
Instead, he said that for many people, it "depends on how much money you have and how much you spend," adding that the "average person" should take from their tax-deferred accounts first.
Upgrades include Income Secure, which can evaluate all holdings across taxable and tax-deferred accounts as well as generate an individualized retirement income drawdown plan.
commodity and REIT mutual funds should be held in tax-deferred accounts whenever possible with small-cap equities located in taxable accounts.
Question 1: Do you want to grow your assets in taxable accounts, tax-deferred accounts or tax-free accounts?
If you anticipate needing to draw significantly from your IRA in the near term, removing funds today from your tax-deferred accounts by taking the NUA election makes particularly good sense if you have low-basis stock.