Target risk funds
are defined by their familiar "aggressive," "moderate," and "conservative" descriptions.
Among the investments used by FT 401 advisers, 38% of the DC plan assets they advise are in long-term mutual funds (excluding lifecycle funds), followed by target date funds (28%) and target risk funds
About two in five are positive toward investing in Target Risk Funds
and Target Date Funds.
MFS now offers 16 multi-asset class mutual funds, including the MFS[R] Lifetime[R] series of target date funds and the MFS Allocation series of target risk funds
offers 27 proprietary mutual funds including target date and target risk funds
, stock funds, non-US stock funds, tax exempt bond funds, and taxable bond funds.
Professionally managed services such as managed accounts, and asset allocation suites, including target date and target risk funds
, have become staple investment options offered by plan sponsors to their employees.
Additionally, Russell's DC team provides target date glide path design and management, manager research and monitoring, fiduciary structure guidance, implementation services, and asset management solutions including target date and target risk funds
, as well as standalone asset class investment options.
Also popular with investors are Target Risk funds
and Target Date Funds, with 42 percent and 41 percent holding positive views of those asset allocation funds.
An increasing number of sponsors indicated they believe balanced funds and target risk funds
are the best QDIAs for their employee populations.
With the Frost Target Risk Funds
, the adviser now offers 16 managed and sub-advised strategies and mutual funds that include institutional and retail share classes.
Nearly three-quarters of investors report participating in a workplace retirement savings plan; Target Date and Target Risk funds
remain popular options
These funds were created on September 24, through the reorganization and renaming of Aberdeen's previous range of "Optimal Allocation" target risk funds