On the surface, that data may indicate that the annuity's performance is merely random, given that about 29% of its subaccounts
rated in the top 32.5% of their Morningstar-rated peer groups.
Figure 2 A B C 1 Primary Subaccount Subaccount
2 Cash 3 Cash Checking 4 Cash Checking Wells Fargo 5 Cash Checking BofA While this would work if all accounts had a primary account and one subaccount
, it wouldn't work if some accounts had multiple subaccounts
, or, if some accounts had only a primary account, as illustrated in Figure 2.
* Finally, the initial income paymentis divided by the value of the annuity unit for each subaccount
VUL products typically provide a wide range of investment options in their subaccounts
. Miscolta says Pacific Life's current VULs offer 95 variable subaccounts
, including several nontraditional and alternative investments.
Depending upon the performance of their subaccount
investments, the advantage of tax-deferred compounding could be substantial.
What if Justin had gone a bit further in his salesmanship, and talked about a special "blend" of subaccounts
that he recommends for all his variable annuity clients who are in Fred's age group?
MAS participated by a working paper on Saudi Arabia's experience in establishing a system of tourism information as well as preparing tourism subaccount
in the Kingdom as "Guiding Model" for applying tourism subaccount
* The Trend: Variable annuity writers are showing interest in new investment options that actively hedge assets at the subaccount
Countries and years of data used for the analysis National Health Demographic Account RH & Health Subaccount
Survey Ethiopia 2006 2005 Kenya 2006 2003 Malawi 2004 2004 Rwanda 20,022,006 20,002,005 Tanzania 20,022,006 19,992,004 Uganda 2006 2006 Table 2.
When the fund grows to contain an amount equal to 5 percent of the state's general fund, the lottery money flows into a subaccount
for school capital projects.
* Whether the trustee is a CPA or other professional, the trustee should ensure premiums are sufficient to cover any decrease in interest rate for universal life policies or investment subaccount
results for variable universal life.
Life insurance subaccount
selection compared to the taxable alternative: Diversification: Asset Allocation: Style: Choices: Number of Managers: Number of Subaccounts
: Money Manager Review and Replacement Policy: 18.