The Central Bank of Tunisia is introducing a limit of 120% on banks' loans/deposits ratios from December 2018, which should slow loan
growth and free up some liquidity.
Improved loan performance and ability to reprice loans in a rising interest rate environment is expected to ease profitability pressures of GCC banks next year; however, slow loan
growth is expected to keep profit growth modest.
Salcedo said the slow loan
growth is expected to persist in the whole lending industry, mostly because last year's growth was really strong.
Commerzbank has been restructuring its business, as parts of it have struggled amid weak markets and slow loan
'These two programs are designed to remove the barriers that impede the growth of MSMEs, such as lack of access to bank financing and slow loan
processing,' Borromeo said in a spot interview at the sidelines of the event held in Makati City.
To address the slow loan
approval process, the authors suggested establishing links with critical offices of the Department of Environment and Natural Resources to assess site feasibility of proposed housing settlements.
The biggest weakness in GCC's financial sector is slow loan
growth due to low borrowing demand from previously highly leveraged GCC SME's coupled with persistent NPL concerns that are exacerbated by increasing cost of funding/interest rate and implementation of regulatory requirements such as the IFRS9 that will put further pressure on revenue flows.
The main constraints to the rating are IBK's specialised nature, the resulting concentrations in its asset base, and slow loan
Other millennial findings: Slow loan
processing is their single biggest pain, 72% have no financial advisor, 28% are receptive to robo-advisors and 22% are open to online financial coaching.
growth and an acute absence of economic stimulants is likely to decelerate the decline in the NPL ratio and in the worst case keep the non-performing loans ratio unchanged," Ahmed said in a telephone interview on Monday.
however, the data collected since the 2007/8 financial crisis suggest dial the explanation for slow loan
growth in the small business sector is not a result of supply constraints but rather a result of anemic loan demand among small firms.
Shedding light on the fact that the commercial banking sector was showing signs of recovery after a period of instability between 2007 and 2010, he noted that the areas of concern during the recent financial crisis -- slow loan
growth and credit constraints -- also seem to be declining.