Short-term reserves

Short-term reserves

Investments in interest-bearing bank deposits, money market instruments, U.S. Treasury bills, and short-term bonds.

Short-Term Reserves

Savings and investments that are expected to be liquidated in less than one calendar year. Examples of short-term reserves include deposits in banks, U.S. Treasury bills, and short-term certificates of deposit. See also: Money Market.
References in periodicals archive ?
All countries should be developing policies that address their own systems and that help in growing short-term reserves.
Fuel companies said they had short-term reserves to get them through the current situation difficulties.
The plan offers three age-based portfolios, which automatically adjust asset allocations among stocks, bonds and short-term reserves as a child approaches college age.
Furthermore, the association's operating and short-term reserves represented less than one month's budgeted expenses, causing bank overdrafts and the need to liquidate long-term investments in seasonal periods of cashflow shortages.
SAVINGS: Try to build up short-term reserves in tax-exempt savings accounts (TESSAS) or deposit accounts, which could provide a cushion in the event of redundancy.
The Target Retirement Funds are designed to reach an allocation of 65% bonds, 30% stocks and 5% short-term reserves within seven years after their target date.
The plan offers three age-based portfolios, which automatically adjust their asset allocation among stocks, bonds, and short-term reserves to be more conservative as a child approaches college age.
Asset Allocation Advice - The planner will develop a personalized asset allocation mix of stocks, bonds, and short-term reserves that reflects the client's objectives, time horizon, risk tolerance, and financial circumstances.
For example, a participant overweighted in short-term reserves may revisit his or her asset mix by completing a risk questionnaire on Vanguard.
For now, Richard Moroney's advice is unchanged: Hold 25% of your equity portfolio in short-term reserves, watch the averages, and emphasize quality growth stocks trading at attractive prices.